6505 N 20th St, Philadelphia, PA 19138

Some homes are just houses. This one is different.nTucked into the sought-after West Oak Lane neighborhood, this just-renovated 3-bedroom, 1.5-bath home checks every box - space, character, parking, outdoor living, and a location that puts Philadelphia at your fingertips. nThe numbers get even better. This property qualifies for CRA financing - that means 3% down, zero PMI, and an interest rate lower than FHA. Stack that with the Key Bank $5K credit (combinable with the Philly First Home $10K grant) and you're looking at a path to ownership that's more accessible than you think. nnBrand New. Move-In Ready. Yours.nThis home just completed a fresh renovation - and it shows. New kitchen. Refinished hardwood floors. Updated mechanical systems including roof and HVAC. Everything that matters has been touched, tested, and done right. There's nothing to fix, nothing to negotiate around, and nothing standing between you and move-in day. The home is vacant and available immediately - which means if you're ready, this can happen fast.nnStep Inside. You'll Want to Stay.nFrom the moment you walk through the door, the warmth is undeniable. The generous living room draws you in with its handsome decorative brick fireplace - the kind of feature that anchors a room and starts a conversation. Beneath your feet, freshly refinished hardwood floors with custom inlay detail add craftsmanship rarely found at this price point.nThe layout flows the way a home should: living room into dining room, di