Schenectady, NY Home Values & Market Trends

Real estate market trends reflect that there have been 2,066 transactions over the past year in Schenectady. The median value for residential home transactions that occurred over the previous year is $311,215. The number of current listings in Schenectady is 2,763, and the percentage of properties for sale in the city is 2763.00%. Schenectady, NY currently has 275 properties in foreclosure, 6 bank owned properties, 34 properties headed for auction, and 2,763 properties for sale.

Schenectady, NY Real Estate Market Overview

ZipMedian Est. ValueZipMedian Est. Value
12309

$ 399,540

$ 221/sqft

12304

$ 258,455

$ 202/sqft

12306

$ 295,000

$ 211/sqft

12308

$ 276,683

$ 159/sqft

12303

$ 307,422

$ 217/sqft

12307

$ 157,367

$ 129/sqft

12302

$ 324,210

$ 216/sqft

12305

$ 340,670

$ 178/sqft

Housing Market Summary for Schenectady, NY

Sep 2025September 2026Change
Median Listing Price$275K$293.2K6.62%
Median Sold Price$268.8K$298.3K10.99%
Homes For Sale1,5342,73478.23%
Homes Sold727652-10.32%
Price
$/Sqft
Homes For Sale
0
0

Price Per Square Foot

On an average, Single Family homes cost $33 more per sqft than Condos. In comparison with sales price/sqft last week, list price/sqft of Single Family homes increased by 1.93% whereas, list price/sqft of Condos increased by 9.38%.

0
0

Browse Homes in Schenectady, NY

Schenectady home values range from $33,182 to $2,499,900. The median estimated value of a home in Schenectady is $311,215. The median list price of a home is 295,000, and the total count of properties in the city is 3,949.

Foreclosure
There are 8 zips within Schenectady, NY; within these zips, the median estimated home value for homes in foreclosure ranges from $713,187 in 12303 to the lowest value of $74,900 in 12303. Foreclosure homes account for 6.00% of properties in Schenectady, NY with 12303 containing 61 foreclosures, the highest number of foreclosure properties in a single zip.
  • Pre-Foreclosure
    Pre-foreclosure homes account for 5.95% of all residential properties in Schenectady, NY with 12303 containing 52 pre-foreclosures, the highest number of pre-foreclosure properties in a single zip. There are 8 zips within Schenectady, NY; of those zips, the estimated home value for pre-foreclosure homes ranges from $1,071,353 in 12309 to the lowest home value of $74,900 in 12303.
  • Bank Owned
    The median estimated home value of bank owned homes (REO properties) in Schenectady, NY ranges from the highest value of $214,600 in 12303 to the lowest value of $135,000 in 12302. Bank owned homes and properties account for 0.15% of properties in Schenectady, NY. There are 8 zips within Schenectady, NY; 12303 containing 2 REO properties, has the highest number of bank owned properties in a single zip.
  • Auctions
    12304 has 7 auction properties, the highest number of properties going to auction in a single zip in the state of Schenectady, NY. Auction homes and other auction properties account for 0.86% of all properties in Schenectady, NY. There are 8 zips within Schenectady, NY; of those zips, the median estimated home value for homes going to auction ranges from $335,409 in 12309 to the lowest value of $105,522 in 12309.
Homes for Sale
Homes and properties that are actively listed for sale account for 69.97% of residential properties in Schenectady, NY with 12309 containing 585 homes for sale, the highest number of listed properties in a single zip. There are 8 zips within Schenectady, NY; homes for sale in those zips, have a range of median values from $2,499,900 in 12309 to the lowest value of $33,182 in 12307.
    Sold Homes
    The median value for recently sold homes ranges from $900,753 in 12309 to the lowest price of $82,051 in 12309. There are 8 zips within Schenectady, NY. 12306 has 122 recently sold homes, the highest number of recently sold properties in a single zip. Recently sold homes and properties account for 16.11% of properties in Schenectady, NY.

      Compare Nearby Cities

      Price
      $/Sqft
      Homes For Sale
      0
      0
      Schenectady, NY
      $
      $

      Guide for Schenectady, NY

      Home Buying Guides & Tips
      New York Foreclosure Laws
      Home Buying Guides & Tips
      How To Buy a Piece of Land in Foreclosure
      Home Buying Guides & Tips
      Foreclosure: Cómo Comprar Una Casa En Ejecución Hipotecaria
      Home Buying Guides & Tips
      How to Buy A Foreclosed Home in Chicago
      See More Articles
      New York Foreclosure Laws
      Home Buying Guides & Tips|posted 6 June 2013

      New York Foreclosure Laws

      How To Buy a Piece of Land in Foreclosure
      Home Buying Guides & Tips|posted 3 September 2024

      Foreclosure is a term that can sometimes lead to confusion for those looking to make a real estate investment. In simple terms, it refers to the process where a lender takes possession of a property after the owner fails to keep up with their mortgage payments. When it comes to land, this means that buyers […]

      Foreclosure: Cómo Comprar Una Casa En Ejecución Hipotecaria
      Home Buying Guides & Tips|posted 26 August 2024

      Descubre todo lo que necesitas saber sobre cómo comprar una casa en ejecución hipotecaria.

      How to Buy A Foreclosed Home in Chicago
      Home Buying Guides & Tips|posted 10 June 2024

      Learn how to buy a foreclosed home in Chicago, Illinois.