Clay County, TN Home Values & Market Trends

The median home price in Clay County, TN is $281,342. There were 176 home sales in Clay County, TN over the past 12 months. The median residential Clay County, TN home value for transactions over the previous year is $87,500. The number of current listings in Clay County, TN is 70, and the percentage of properties for sale is 70.00%. The county has 3 foreclosures, 3 bank owned properties, 0 headed for auction, and 70 properties for sale.

Clay County, TN Real Estate Market Overview

CityMedian Est. ValueCityMedian Est. Value
Celina

$ 257,348

$ 189/sqft

Moss

$ 276,049

$ 189/sqft

Housing Market Summary for Clay County, TN

Oct 2025October 2026Change
Median Listing Price$249.9K$248.9K-0.40%
Median Sold Price$179.2K$151.1K-15.70%
Homes For Sale587020.69%
Homes Sold758310.67%
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Price Per Square Foot

On an average, Single Family homes cost $33 more per sqft than Condos. In comparison with sales price/sqft last week, list price/sqft of Single Family homes increased by 1.93% whereas, list price/sqft of Condos increased by 9.38%.

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Browse Homes in Clay County, TN

Clay County, TN home values range from $22,897 to $737,479. Moss is the priciest city with a median listing home price of $245,469.5, and Celina is most affordable with average house prices of around $225,000.

Foreclosure
There are 2 cities within Clay County, TN; within these cities, the median estimated home value for homes in foreclosure ranges from $290,029 in Moss to the lowest value of $280,128 in Moss. Foreclosure homes account for 1.00% of properties in Clay County, TN with Celina containing 2 foreclosures, the highest number of foreclosure properties in a single city.
  • Pre-Foreclosure
    Pre-foreclosure homes account for 0% of all residential properties in Clay County, TN with $[pre-foreclosures-highest-count-region] containing 0 pre-foreclosures, the highest number of pre-foreclosure properties in a single city. There are 2 cities within Clay County, TN; of those cities, the estimated home value for pre-foreclosure homes ranges from $0 in N/A to the lowest home value of $0 in $[pre-foreclosures-lowest-avm-region].
  • Bank Owned
    The median estimated home value of bank owned homes (REO properties) in Clay County, TN ranges from the highest value of $290,029 in Celina to the lowest value of $280,128 in Moss. Bank owned homes and properties account for 1.92% of properties in Clay County, TN. There are 2 cities within Clay County, TN; Celina containing 2 REO properties, has the highest number of bank owned properties in a single city.
  • Auctions
    N/A has 0 auction properties, the highest number of properties going to auction in a single city in the state of Clay County, TN. Auction homes and other auction properties account for 0% of all properties in Clay County, TN. There are 2 cities within Clay County, TN; of those cities, the median estimated home value for homes going to auction ranges from $0 in N/A to the lowest value of $0 in N/A.
Homes for Sale
Homes and properties that are actively listed for sale account for 44.87% of residential properties in Clay County, TN with Celina containing 34 homes for sale, the highest number of listed properties in a single city. There are 2 cities within Clay County, TN; homes for sale in those cities, have a range of median values from $469,632 in Moss to the lowest value of $119,900 in Celina.
    Sold Homes
    The median value for recently sold homes ranges from $407,449 in Moss to the lowest price of $30,127 in Moss. There are 2 cities within Clay County, TN. Celina has 48 recently sold homes, the highest number of recently sold properties in a single city. Recently sold homes and properties account for 51.28% of properties in Clay County, TN.

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      Guide for Clay County, TN

      Home Buying Guides & Tips
      How To Buy a Piece of Land in Foreclosure
      Home Buying Guides & Tips
      Foreclosure: Cómo Comprar Una Casa En Ejecución Hipotecaria
      Home Buying Guides & Tips
      How to Buy A Foreclosed Home in Chicago
      Home mortgage
      Real Estate Investing
      How To Find A Potential Pre-foreclosure Home Bargain
      See More Articles
      How To Buy a Piece of Land in Foreclosure
      Home Buying Guides & Tips|posted 3 September 2024

      Foreclosure is a term that can sometimes lead to confusion for those looking to make a real estate investment. In simple terms, it refers to the process where a lender takes possession of a property after the owner fails to keep up with their mortgage payments. When it comes to land, this means that buyers […]

      Foreclosure: Cómo Comprar Una Casa En Ejecución Hipotecaria
      Home Buying Guides & Tips|posted 26 August 2024

      Descubre todo lo que necesitas saber sobre cómo comprar una casa en ejecución hipotecaria.

      How to Buy A Foreclosed Home in Chicago
      Home Buying Guides & Tips|posted 10 June 2024

      Learn how to buy a foreclosed home in Chicago, Illinois.

      Home mortgage
      How To Find A Potential Pre-foreclosure Home Bargain
      Real Estate Investing|posted 6 June 2024

      Tips to find a home in pre-foreclosure and get a good deal on a new home.