Clay County, NC Home Values & Market Trends

The median home price in Clay County, NC is $404,047. There were 329 home sales in Clay County, NC over the past 12 months. The median residential Clay County, NC home value for transactions over the previous year is $340,000. The number of current listings in Clay County, NC is 416, and the percentage of properties for sale is 416.00%. The county has 7 foreclosures, 6 bank owned properties, 1 headed for auction, and 416 properties for sale.

Clay County, NC Real Estate Market Overview

CityMedian Est. ValueCityMedian Est. Value
Hayesville

$ 410,000

$ 225/sqft

Warne

$ 346,426

$ 172/sqft

Brasstown

$ 457,526

$ 231/sqft

Housing Market Summary for Clay County, NC

Oct 2025October 2026Change
Median Listing Price$439.9K$439K-0.20%
Median Sold Price$407.9K$328.1K-19.55%
Homes For Sale32541628.00%
Homes Sold179174-2.79%
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Price Per Square Foot

On an average, Single Family homes cost $33 more per sqft than Condos. In comparison with sales price/sqft last week, list price/sqft of Single Family homes increased by 1.93% whereas, list price/sqft of Condos increased by 9.38%.

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Browse Homes in Clay County, NC

Clay County, NC home values range from $43,062 to $2,259,777. Brasstown is the priciest city with a median listing home price of $494,500, and Warne is most affordable with average house prices of around $369,000.

Foreclosure
There are 3 cities within Clay County, NC; within these cities, the median estimated home value for homes in foreclosure ranges from $597,796 in Hayesville to the lowest value of $190,071 in Hayesville. Foreclosure homes account for 1.00% of properties in Clay County, NC with Hayesville containing 6 foreclosures, the highest number of foreclosure properties in a single city.
  • Pre-Foreclosure
    Pre-foreclosure homes account for 0% of all residential properties in Clay County, NC with $[pre-foreclosures-highest-count-region] containing 0 pre-foreclosures, the highest number of pre-foreclosure properties in a single city. There are 3 cities within Clay County, NC; of those cities, the estimated home value for pre-foreclosure homes ranges from $0 in N/A to the lowest home value of $0 in $[pre-foreclosures-lowest-avm-region].
  • Bank Owned
    The median estimated home value of bank owned homes (REO properties) in Clay County, NC ranges from the highest value of $585,000 in Warne to the lowest value of $190,071 in Hayesville. Bank owned homes and properties account for 1.00% of properties in Clay County, NC. There are 3 cities within Clay County, NC; Hayesville containing 5 REO properties, has the highest number of bank owned properties in a single city.
  • Auctions
    Hayesville has 1 auction properties, the highest number of properties going to auction in a single city in the state of Clay County, NC. Auction homes and other auction properties account for 0.17% of all properties in Clay County, NC. There are 3 cities within Clay County, NC; of those cities, the median estimated home value for homes going to auction ranges from $251,199 in Hayesville to the lowest value of $251,199 in Hayesville.
Homes for Sale
Homes and properties that are actively listed for sale account for 69.10% of residential properties in Clay County, NC with Hayesville containing 341 homes for sale, the highest number of listed properties in a single city. There are 3 cities within Clay County, NC; homes for sale in those cities, have a range of median values from $980,343 in Warne to the lowest value of $71,014 in Hayesville.
    Sold Homes
    The median value for recently sold homes ranges from $549,746 in Warne to the lowest price of $43,062 in Warne. There are 3 cities within Clay County, NC. Hayesville has 144 recently sold homes, the highest number of recently sold properties in a single city. Recently sold homes and properties account for 28.57% of properties in Clay County, NC.

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      Guide for Clay County, NC

      Foreclosure
      North Carolina Foreclosure Laws
      Home Buying Guides & Tips
      How To Buy a Piece of Land in Foreclosure
      Home Buying Guides & Tips
      Foreclosure: Cómo Comprar Una Casa En Ejecución Hipotecaria
      Home Buying Guides & Tips
      How to Buy A Foreclosed Home in Chicago
      See More Articles
      North Carolina Foreclosure Laws
      Foreclosure|posted 6 June 2019

      North Carolina Foreclosure Laws

      How To Buy a Piece of Land in Foreclosure
      Home Buying Guides & Tips|posted 3 September 2024

      Foreclosure is a term that can sometimes lead to confusion for those looking to make a real estate investment. In simple terms, it refers to the process where a lender takes possession of a property after the owner fails to keep up with their mortgage payments. When it comes to land, this means that buyers […]

      Foreclosure: Cómo Comprar Una Casa En Ejecución Hipotecaria
      Home Buying Guides & Tips|posted 26 August 2024

      Descubre todo lo que necesitas saber sobre cómo comprar una casa en ejecución hipotecaria.

      How to Buy A Foreclosed Home in Chicago
      Home Buying Guides & Tips|posted 10 June 2024

      Learn how to buy a foreclosed home in Chicago, Illinois.