Clay County, IA Home Values & Market Trends

The median home price in Clay County, IA is $177,110. There were 281 home sales in Clay County, IA over the past 12 months. The median residential Clay County, IA home value for transactions over the previous year is $160,000. The number of current listings in Clay County, IA is 256, and the percentage of properties for sale is 256.00%. The county has 7 foreclosures, 1 bank owned properties, 1 headed for auction, and 256 properties for sale.

Clay County, IA Real Estate Market Overview

CityMedian Est. ValueCityMedian Est. Value
Spencer

$ 180,558

$ 147/sqft

Royal

$ 37,633

$ 43/sqft

Everly

$ 143,026

$ 82/sqft

Dickens

$ --

$ --

Webb

$ 88,896

$ 47/sqft

Greenville

$ --

$ --

Peterson

$ 94,882

$ 53/sqft

Gillett Grove

$ --

$ --

Fostoria

$ 136,444

$ 88/sqft

Housing Market Summary for Clay County, IA

Sep 2025September 2026Change
Median Listing Price$229.9K$230K0.04%
Median Sold Price$181.2K$139.5K-23.01%
Homes For Sale17024845.88%
Homes Sold11513013.04%
Price
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Price Per Square Foot

On an average, Single Family homes cost $33 more per sqft than Condos. In comparison with sales price/sqft last week, list price/sqft of Single Family homes increased by 1.93% whereas, list price/sqft of Condos increased by 9.38%.

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Browse Homes in Clay County, IA

Clay County, IA home values range from $27,429 to $969,907. Spencer is the priciest city with a median listing home price of $230,000, and Spencer is most affordable with average house prices of around $230,000.

Foreclosure
There are 9 cities within Clay County, IA; within these cities, the median estimated home value for homes in foreclosure ranges from $180,147 in Webb to the lowest value of $92,134 in Webb. Foreclosure homes account for 1.00% of properties in Clay County, IA with Spencer containing 5 foreclosures, the highest number of foreclosure properties in a single city.
  • Pre-Foreclosure
    Pre-foreclosure homes account for 1.24% of all residential properties in Clay County, IA with Spencer containing 4 pre-foreclosures, the highest number of pre-foreclosure properties in a single city. There are 9 cities within Clay County, IA; of those cities, the estimated home value for pre-foreclosure homes ranges from $166,191 in Fostoria to the lowest home value of $116,099 in Spencer.
  • Bank Owned
    The median estimated home value of bank owned homes (REO properties) in Clay County, IA ranges from the highest value of $92,134 in Webb to the lowest value of $92,134 in Webb. Bank owned homes and properties account for 0.25% of properties in Clay County, IA. There are 9 cities within Clay County, IA; Webb containing 1 REO properties, has the highest number of bank owned properties in a single city.
  • Auctions
    Spencer has 1 auction properties, the highest number of properties going to auction in a single city in the state of Clay County, IA. Auction homes and other auction properties account for 0.25% of all properties in Clay County, IA. There are 9 cities within Clay County, IA; of those cities, the median estimated home value for homes going to auction ranges from $153,024 in Spencer to the lowest value of $153,024 in Spencer.
Homes for Sale
Homes and properties that are actively listed for sale account for 63.37% of residential properties in Clay County, IA with Spencer containing 234 homes for sale, the highest number of listed properties in a single city. There are 9 cities within Clay County, IA; homes for sale in those cities, have a range of median values from $143,632 in Fostoria to the lowest value of $27,429 in Peterson.
    Sold Homes
    The median value for recently sold homes ranges from $116,743 in Dickens to the lowest price of $36,340 in Dickens. There are 9 cities within Clay County, IA. Spencer has 105 recently sold homes, the highest number of recently sold properties in a single city. Recently sold homes and properties account for 33.17% of properties in Clay County, IA.

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      Guide for Clay County, IA

      Foreclosure
      Iowa Foreclosure Laws
      Home Buying Guides & Tips
      How To Buy a Piece of Land in Foreclosure
      Home Buying Guides & Tips
      Foreclosure: Cómo Comprar Una Casa En Ejecución Hipotecaria
      Home Buying Guides & Tips
      How to Buy A Foreclosed Home in Chicago
      See More Articles
      Iowa Foreclosure Laws
      Foreclosure|posted 6 June 2013

      Iowa Foreclosure Laws

      How To Buy a Piece of Land in Foreclosure
      Home Buying Guides & Tips|posted 3 September 2024

      Foreclosure is a term that can sometimes lead to confusion for those looking to make a real estate investment. In simple terms, it refers to the process where a lender takes possession of a property after the owner fails to keep up with their mortgage payments. When it comes to land, this means that buyers […]

      Foreclosure: Cómo Comprar Una Casa En Ejecución Hipotecaria
      Home Buying Guides & Tips|posted 26 August 2024

      Descubre todo lo que necesitas saber sobre cómo comprar una casa en ejecución hipotecaria.

      How to Buy A Foreclosed Home in Chicago
      Home Buying Guides & Tips|posted 10 June 2024

      Learn how to buy a foreclosed home in Chicago, Illinois.