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$475,000

Listing Price

--beds

2.5baths

1,746sqft

9,917sqft lot

10215 Terraco Pl, Cheltenham, MD 20623

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

272.05

Price / sqft

1991

Year built

Home Details

Comfort, flexibility, and convenience come together in this thoughtfully designed Cheltenham home, offering three finished levels on a spacious corner lot. Set on Terraco Place, a quiet non-through street with minimal traffic, the property provides a peaceful setting while keeping everyday conveniences within easy reach. An inviting front porch sets the tone, leading inside to generous living spaces designed for everyday comfort and entertaining. The kitchen features stylish countertops, stainless steel appliances, and a breakfast bar that creates a natural gathering place for meals and conversation. Upstairs are three spacious bedrooms, including a comfortable primary suite, while 3.5 bathrooms, with a bathroom on every level, add everyday functionality. The fully finished walk-up basement expands the possibilities with flexible space for a media room, home office, fitness area, guest accommodations, recreation room, or other uses, plus direct backyard access. Outdoor living is equally appealing. The large corner lot includes a fully fenced rear yard with space for entertaining, gardening, pets, or relaxing outdoors. At the end of the street, access Cheltenham Woods Park and enjoy wooded trails, natural tributaries, and green space, with nearby waterways connecting to Piscataway Creek. Recent improvements add peace of mind, including a new roof installed in 2025 and an updated HVAC system and water heater in 2024. With flexible living space, meaningful updates, nearby outdoo

Interior Details

Square Feet
  • 1746

Bedrooms
  • N/A

Bathrooms
  • 2.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Yes

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 9917

Water
  • No

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Conventional

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2021

$3,960

$0

$0

--%

$269,600

2020

$3,869

$100,500

$159,500

--%

$260,000

2019

$3,754

$0

$0

--%

$249,567

2018

$3,661

$0

$0

--%

$239,133

2017

$3,590

$100,500

$128,200

--%

$228,700

2015

$3,433

$100,500

$128,200

--%

$228,700

2014

$4,129

$100,500

$140,400

--%

$240,900

2012

$4,480

$0

$0

--%

$240,900

percent-home-icon

Average Home Price in 20623

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$435,000

-- Beds

2.5 Baths

1,746 Sqft

10,026 Lot (sqft)

Sold 10/18/2026

$500,000

4 Beds

3 Baths

1,668 Sqft

10,537 Lot (sqft)

Sold 09/29/2026

$460,000

4 Beds

3.5 Baths

1,746 Sqft

18,649 Lot (sqft)

Sold 10/13/2026

$300,000

3 Beds

1 Baths

1,496 Sqft

12,903 Lot (sqft)

Sold 10/13/2026

$515,000

4 Beds

3 Baths

1,976 Sqft

10,400 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
475,000
$
Down payment
95,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,850
$
HOA (Monthly)
0
$
PMI
0
$
$3,075
Your Payment
Total Monthly Payment:$3,075
Percent of Income:53%
Affordable:No

Details for 10215 TERRACO PL

Property Debt

Foreclosure Contact Details