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$219,900

Listing Price

3beds

2baths

1,024sqft

24,481sqft lot

855 N Spruce St, Saint Marys, OH 45885

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

225.79

Price / sqft

1950

Year built

Home Details

This fully updated 3 bedroom, 1.5 bath ranch sits on a spacious half-acre lot and offers a modern, move-in ready home in a convenient location. Its close to schools, shopping, restaurants, downtown St. Marys, and quick access to US 33. Nearly everything has been renovated in the last few years. Updates include vinyl siding, newer windows (excluding bay and basement), updated interior and exterior doors, all-new drywall and insulation, and updated lighting throughout. The electric panel and wiring have been updated, along with all drains and sewer lines. The home has gas forced air heat and central air, both installed during the renovation period. A new hot water heater was added in December 2024. The kitchen features modern cabinetry, stainless steel appliances, and a tile backsplash. Both bathrooms have been fully updated, with a full bath on the main floor and a half bath located in the basement. A deck off the back of the home provides space to relax or entertain. The full basement includes the laundry area, half bath and offers plenty of storage or potential additional living space. One-car attached garage.

Interior Details

Square Feet
  • 1024

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 24481

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Basement

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • Yes

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$1,221

$11,270

$22,820

--%

$34,090

2019

$1,221

$9,500

$19,240

--%

$28,740

2018

$2,058

$9,500

$19,240

--%

$28,740

2017

$2,060

$9,500

$19,240

--%

$28,740

2016

$1,109

$8,870

$17,240

--%

$26,110

2014

$1,092

$8,870

$17,240

--%

$26,110

2013

$1,129

$8,870

$17,240

--%

$26,110

2012

$1,129

$8,870

$17,240

--%

$26,110

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Average Home Price in 45885

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Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$95,853

3 Beds

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Sold 10/10/2026

$86,070

3 Beds

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Sold 07/07/2026

$132,106

3 Beds

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Sold 05/20/2026

$154,280

2 Beds

1 Baths

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Sold 10/13/2026

$87,000

1 Beds

1 Baths

900 Sqft

4,752 Lot (sqft)

Sold 10/13/2026

$92,723

3 Beds

1 Baths

1,134 Sqft

8,451 Lot (sqft)

Sold 10/13/2026

$163,190

3 Beds

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1,151 Sqft

8,451 Lot (sqft)

Sold 10/13/2026

$143,978

2 Beds

1 Baths

872 Sqft

4,600 Lot (sqft)

Sold 10/13/2026

$146,606

3 Beds

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1,164 Sqft

4,356 Lot (sqft)

Sold 10/18/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
219,900
$
Down payment
43,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,319.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,423
Your Payment
Total Monthly Payment:$1,423
Percent of Income:24%
Affordable:Yes

Details for 855 N SPRUCE ST

Property Debt

Foreclosure Contact Details