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$1,251,792

Listing Price

2beds

2baths

1,054sqft

4,138sqft lot

522 Spruce St, Aptos, CA 95003

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

1187.66

Price / sqft

1971

Year built

Home Details

Nestled in the seaside neighborhood of Seacliff, this charming and thoughtfully updated cottage offers the perfect blend of coastal character, modern comfort, and relaxed beachside living. Just moments from the shoreline, this inviting two-bedroom, two-bath residence captures the essence of a classic beach cottage while incorporating tasteful upgrades that make it ideal as a full-time home, weekend retreat, or coastal getaway. From the moment you arrive, the homes wood and stucco siding sets a warm, timeless tone, evoking the casual elegance of a traditional seaside cottage. Mature landscaping and a welcoming entry hint at the peaceful lifestyle that awaits inside. Step through the front door and you are immediately greeted by an abundance of natural light, enhanced by multiple sliding glass doors that brighten the interior throughout the day. The open-beam ceilings add architectural interest and volume, creating an airy, relaxed atmosphere that feels both spacious and cozy. Thoughtful touches throughout the home include custom built-ins and extra storage space, adding both style and functionality for easy everyday living.

Interior Details

Square Feet
  • 1054

Bedrooms
  • 2

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Floor/wall Furnace

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Wall Unit

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4138

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Carport (unspecified)

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • N/A

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$10,832

$701,006

$200,485

--%

$901,491

2019

$9,964

$626,017

$195,626

--%

$821,643

2018

$9,421

$594,411

$185,750

--%

$780,161

2017

$9,019

$560,765

$175,236

--%

$736,001

2016

$8,360

$519,227

$162,256

--%

$681,483

2014

$7,216

$441,294

$137,903

--%

$579,197

2013

$6,340

$377,174

$117,866

--%

$495,040

2012

$6,281

$362,667

$113,333

--%

$476,000

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Average Home Price in 95003

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Sold 10/13/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,251,792
$
Down payment
250,358.40
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
7,510.75
$
HOA (Monthly)
0
$
PMI
0
$
$8,103
Your Payment
Total Monthly Payment:$8,103
Percent of Income:139%
Affordable:No

Details for 522 SPRUCE ST

Property Debt

Foreclosure Contact Details

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