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$199,900

Listing Price

3beds

1baths

1,137sqft

4,138sqft lot

631 Spencer St, Ferndale, MI 48220

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

160.87

Price / sqft

1926

Year built

Home Details

GREAT STARTER OR INVESTMENT HOME !!! Spacious 3 Bedroom, 1 Full Bath Home. Generous Living Room w/Hardwood Floor, Natural Fireplace w/Brick Hearth & Built-In Shelving. Remodeled Kitchen w/White Shaker Cabinets, Quartz Countertop, New Faucet & Vinyl Flooring. Generously Sized Dining Room w/New Vinyl Floors & Door Wall to Fenced Back Yard. Upstairs Features 3 Bedrooms w/Hardwood Floors. Full Bathroom w/Ceramic Tile. Full Basement w/Laundry & Plenty of Storage Area. 2 Car Detached Garage. Great Location, Minutes to I-75, Detroit Zoo, Detroit Golf Club, Beaumont Hospital, Shopping & Restaurants. If you are looking for your First Home, with payments less than rent, this is it! (Taxes will be LOWER with Owner-Occupant.)

Interior Details

Square Feet
  • 1137

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    None

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4138

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Bungalow

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$5,063

$0

$0

--%

$78,650

2019

$5,063

$0

$0

--%

$72,720

2018

$5,048

$0

$0

--%

$66,900

2017

$4,974

$0

$0

--%

$66,850

2016

$5,120

$0

$0

--%

$64,320

2014

$3,717

$0

$0

--%

$51,260

2013

$3,517

$0

$0

--%

$46,240

2012

$3,362

$0

$0

--%

$43,380

percent-home-icon

Average Home Price in 48220

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$222,077

3 Beds

1.5 Baths

1,121 Sqft

3,877 Lot (sqft)

Sold 09/18/2026

$220,000

3 Beds

1 Baths

1,028 Sqft

3,877 Lot (sqft)

Sold 09/10/2026

$--

2 Beds

2 Baths

1,126 Sqft

4,574 Lot (sqft)

Sold 08/28/2026

$256,546

3 Beds

1.5 Baths

1,207 Sqft

6,403 Lot (sqft)

Sold 08/25/2026

$229,155

2 Beds

1 Baths

996 Sqft

5,053 Lot (sqft)

Sold 08/12/2026

$260,993

4 Beds

2 Baths

1,074 Sqft

4,400 Lot (sqft)

Sold 10/06/2026

$132,417

4 Beds

1.5 Baths

1,240 Sqft

4,269 Lot (sqft)

Sold 10/06/2026

$229,000

3 Beds

1 Baths

1,004 Sqft

5,053 Lot (sqft)

Sold 10/06/2026

$240,900

3 Beds

1 Baths

1,006 Sqft

3,572 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
199,900
$
Down payment
39,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,199.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,294
Your Payment
Total Monthly Payment:$1,294
Percent of Income:22%
Affordable:Yes

Details for 631 SPENCER ST

Property Debt

Foreclosure Contact Details