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$189,900

Listing Price

4beds

2baths

1,593sqft

6,098sqft lot

358 Spencer Rd, Rochester, NY 14609

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

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For Sale

Single Family

Home type

183.3

Price / sqft

1948

Year built

Home Details

Welcome to 358 Spencer Road! This 4-bedroom, 2 full bath Cape Cod is nearly 1600 sq ft. It is nestled in the highly sought-after Laurelton neighborhood of Irondequoit in the 14609-zip code, one of the most desirable zip codes in the country. Step inside to a warm and inviting living room filled with natural light, featuring updated vinyl plank flooring that flows throughout the entire first floor and fresh paint throughout the home. The kitchen offers ample cabinet space and a practical layout, with conveniently located first-floor laundry just off the kitchen. A standout feature of this home is the two updated full bathrooms, one on each floor, offering added convenience and flexibility. The Cape Cod layout provides two bedrooms on the first floor and two additional bedrooms on the second, along with generous closet space throughout. The layout offers versatility to accommodate a variety of needs, whether for family living, guests, or work-from-home space. A 1-car detached garage offers options for parking, additional storage, or a workshop. Located just minutes from shopping and dining options in North Winton Village. It has quick access to Route 590 for an easy commute. Also, enjoy nearby parks, Irondequoit Bay, and Lake Ontario just a short drive away. Greenlight available. **Delayed negotiations Tuesday 4/21 at 12 pm **Open House Saturday 10 am-12pm**

Interior Details

Square Feet
  • 1593

Bedrooms
  • 4

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    No Basement

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 6098

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Cape Cod

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$5,174

$24,700

$77,100

--%

$101,800

2018

$4,918

$24,700

$77,100

--%

$101,800

2017

$4,151

$18,100

$78,900

--%

$97,000

2016

$4,035

$18,100

$78,900

--%

$97,000

2015

$3,984

$18,100

$77,900

--%

$96,000

2013

$3,851

$18,100

$77,900

--%

$96,000

2011

$3,615

$18,100

$77,900

--%

$96,000

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Average Home Price in 14609

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$357,518

3 Beds

2 Baths

1,625 Sqft

4,800 Lot (sqft)

Sold 10/03/2026

$219,992

3 Beds

1.5 Baths

1,513 Sqft

6,970 Lot (sqft)

Sold 09/23/2026

$177,181

3 Beds

2 Baths

1,593 Sqft

12,197 Lot (sqft)

Sold 08/07/2026

$273,790

3 Beds

2.5 Baths

1,445 Sqft

14,810 Lot (sqft)

Sold 08/07/2026

$244,431

3 Beds

2 Baths

1,533 Sqft

6,534 Lot (sqft)

Sold 08/01/2026

$281,980

3 Beds

1 Baths

1,359 Sqft

0 Lot (sqft)

Sold 10/13/2026

$249,900

3 Beds

2 Baths

1,670 Sqft

6,534 Lot (sqft)

Sold 10/13/2026

$257,818

3 Beds

1 Baths

1,369 Sqft

4,988 Lot (sqft)

Sold 10/13/2026

$266,658

2 Beds

1 Baths

1,388 Sqft

0 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
189,900
$
Down payment
37,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,139.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,229
Your Payment
Total Monthly Payment:$1,229
Percent of Income:21%
Affordable:Yes

Details for 358 SPENCER RD

Property Debt

Foreclosure Contact Details