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$345,451

Listing Price

2beds

1baths

1,814sqft

6,160sqft lot

761 South St, Elgin, IL 60123

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

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For Sale

Off Market

Single Family

Home type

190.44

Price / sqft

1929

Year built

Home Details

Full of character and smart updates, this classic 3 bedroom, 2.5 bath brick bungalow offers timeless charm in a location that's hard to beat. Set on a landscaped lot with a welcoming covered front porch, garage, and fenced backyard featuring a spacious deck added in 2019, the home sits just minutes from downtown Elgin, the Fox River, library, hospital, I-90, and the Metra. Inside, arched openings lead to a warm family room with hardwood floors, crown molding, leaded glass windows, and a masonry fireplace, while the formal dining room continues the same classic detail. The updated 2019 kitchen features an island, farmhouse sink, decorative backsplash, Corian quartz counters, under-cabinet lighting, generous cabinetry, and space ready for a dishwasher. Two bedrooms and a full bath complete the main level, and the finished upper level offers a private primary suite with vaulted beamed ceiling and Velux roof windows, along with a sitting area, library, and second full bath. The partially finished basement adds a rec room, half bath, laundry, and storage. The house has unique touches like a breakfast nook, phone seat, and laundry chute. Major improvements include exterior paint, fireplace liner/cap, garage foundation reinforcement, and boiler in 2018, fence in 2017, roof in 2014, and water heater in 2025. Lovingly maintained by only its second owner, the home also includes the stove, vintage beverage fridge, washer, and dryer, making this a rare blend of historic style and everyda

Interior Details

Square Feet
  • 1814

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 6160

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 5

Style
  • N/A

Exterior
  • Brick

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$4,243

$9,546

$46,884

--%

$56,430

2018

$3,961

$8,993

$42,072

--%

$51,065

2017

$4,348

$8,502

$39,773

--%

$48,275

2016

$4,136

$7,888

$36,899

--%

$44,787

2015

$4,064

$7,230

$33,821

--%

$41,051

2013

$3,627

$7,329

$34,284

--%

$41,613

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Average Home Price in 60123

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Bed

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Sold 06/01/2026

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3 Beds

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Sold 10/18/2026

$260,000

3 Beds

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Sold 10/18/2026

$414,900

3 Beds

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Sold 10/13/2026

$335,000

4 Beds

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Sold 10/13/2026

$299,500

4 Beds

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Sold 10/18/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
345,451
$
Down payment
69,090.2
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,072.70
$
HOA (Monthly)
0
$
PMI
0
$
$2,236
Your Payment
Total Monthly Payment:$2,236
Percent of Income:38%
Affordable:No

Details for 761 SOUTH ST

Property Debt

Foreclosure Contact Details