164 S Saint Thomas Cir, Apollo Beach, FL 33572

Waterfront opportunity in Caribbean Isles-dont miss this one! This move-in ready 2-bedroom plus den (easily a 3rd bedroom), 2-bath home is perfectly positioned on a peaceful canal with direct access to Tampa Bay and your own private dock with covered lift-bring the boat and start living the lifestyle immediately. Inside, the open, easy-flow layout feels bright and welcoming, with neutral finishes, an electric fireplace, and a flexible den behind French doors. The kitchen is generously sized with a tile backsplash (2025), resurfaced countertops (2025), walk-in pantry, and a conveniently located laundry closet. The dining area opens into an expansive L-shaped enclosed lanai with shades and calming water views-ideal for relaxing or entertaining. Major updates were completed in 2022, including luxury vinyl plank flooring, carpet, range, microwave, and a whole-house water softener, giving you peace of mind from day one. Step outside to a paver patio and low-maintenance yard along a community-maintained concrete canal.The primary suite offers two mirrored walk-in closets, dual sinks, and a fully tiled step-in shower, while both bathrooms feature windows for natural light. Youll also appreciate parking for 4+ vehicles and two large powered storage/workshop spaces-rare and incredibly useful. And the best part: NO LOT RENT. Just a low $242/month maintenance fee, and the ownership share of this waterfront lot is included in the price. Waterfront homes with this setup and price structur