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$401,809

Listing Price

3beds

2baths

2,006sqft

7,823sqft lot

96220 Ridgewood Cir, Fernandina Beach, FL 32034

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

200.3

Price / sqft

2004

Year built

Home Details

Pristine Pond-Front Retreat in Lofton Pointe; Florida Living at Its Finest! Welcome to this immaculate 3-bedroom, 2-bathroom home nestled on a tranquil pond lot in a highly desirable and sweet community. Bathed in natural light and thoughtfully designed with a spacious open-concept floor plan, this home offers both comfort and elegance in every corner. Step inside to find no carpet anywhere, just beautiful wood look flooring that flows seamlessly throughout. The formal dining room adds a touch of sophistication, perfect for entertaining guests. Enjoy everyday living in the expansive living area that opens to a true Florida room, the ideal spot to sip morning coffee or unwind while soaking in serene pond views. The eloquently upgraded kitchen is a chef's dream, featuring Quartz countertops, stainless steel appliances, custom cabinetry, and a large breakfast bar, perfect for casual meals or gathering with loved ones. The split-bedroom layout ensures privacy for everyone. The master suite, tucked away at the back of the home, offers peaceful pond views and a luxurious ensuite bath complete with a walk-in shower, soaking tub, and dual vanities. The guest bedrooms are privately situated in their own wing, ideal for visitors or a growing family. Located just minutes from all the best shopping, dining, and entertainment in town, and a quick drive to the white sandy beaches of Amelia Island, this home truly has it all. No CDD fees and low HOA make this a rare find in one of the area'

Interior Details

Square Feet
  • 2006

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Laminate Plank

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7823

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Other (not Classified)

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,035

$0

$0

--%

$165,376

2019

$2,001

$0

$0

--%

$161,658

2018

$1,978

$36,750

$121,894

--%

$158,644

2017

$2,457

$36,750

$122,592

--%

$159,342

2016

$45

$36,750

$117,764

--%

$154,514

2014

$45

$0

$0

--%

$138,990

2013

$45

$31,500

$99,905

--%

$131,405

2012

$45

$0

$0

--%

$131,950

percent-home-icon

Average Home Price in 32034

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$436,217

4 Beds

2 Baths

1,743 Sqft

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Sold 07/31/2026

$429,413

3 Beds

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2,042 Sqft

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Sold 07/15/2026

$429,509

3 Beds

2 Baths

1,924 Sqft

14,843 Lot (sqft)

Sold 06/05/2026

$540,000

3 Beds

2 Baths

1,937 Sqft

10,281 Lot (sqft)

Sold 06/13/2026

$481,727

4 Beds

2 Baths

1,978 Sqft

7,076 Lot (sqft)

Sold 10/13/2026

$399,900

3 Beds

2 Baths

2,039 Sqft

8,800 Lot (sqft)

Sold 09/29/2026

$406,772

3 Beds

2 Baths

1,977 Sqft

6,600 Lot (sqft)

Sold 10/13/2026

$441,096

4 Beds

2.5 Baths

1,909 Sqft

9,754 Lot (sqft)

Sold 09/29/2026

$546,251

3 Beds

2 Baths

2,091 Sqft

9,503 Lot (sqft)

Sold 10/18/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
401,809
$
Down payment
80,361.8
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,410.85
$
HOA (Monthly)
0
$
PMI
0
$
$2,601
Your Payment
Total Monthly Payment:$2,601
Percent of Income:45%
Affordable:No

Details for 96220 RIDGEWOOD CIR

Property Debt

Foreclosure Contact Details