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$279,900

Listing Price

5beds

2baths

1,539sqft

7,841sqft lot

4 Pearl St, Oneonta, NY 13820

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

181.87

Price / sqft

1920

Year built

Home Details

Charming West End home checks so many boxes! Five bedroom, two bath is move-in ready inside and out!nMeticulously cared for flower gardens, deck, balcony, and patio with gas fire pit show homeowner pride and care! Handsome enclosed front porch provides instant appeal, and sets the standard as you enter the home to gleaming hardwood, natural chestnut woodwork, double living room, and classic gas fireplace! Spacious eat-in kitchen, first floor bedrooms, and a stylish first floor full bath with walk-through style tub feature provides you plenty of options! Upstairs there are three bedrooms, full bath, and convenient mid-hall laundry. Open the door at the top of the second floor hallway to cozy walk-out balcony overlooking deck, patio, and spacious backyard! What a spot to sip on your morning coffee and watch the sunrise! Expansive finished family room in basement features full ceramic tile throughout, ship-lap walls and ceiling, plus a gently used full sized sauna room! Sellers have upgraded all utilities in the last four years: Eaton electrical service panel, Lennox gas hot air heating system with central air conditioning, and Bradford White Defender Series gas hot water heater have all been recently upgraded for worry free living and comfortable summer and winter time temps! Plenty of storage and shop space in basement! There's a gem on Pearl Street....

Interior Details

Square Feet
  • 1539

Bedrooms
  • 5

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7841

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Traditional/old

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,799

$16,100

$111,900

--%

$128,000

2018

$3,661

$16,100

$111,900

--%

$128,000

2017

$3,630

$16,100

$111,900

--%

$128,000

2016

$3,589

$16,100

$111,900

--%

$128,000

2015

$3,136

$9,000

$66,000

--%

$75,000

2013

$2,847

$9,000

$66,000

--%

$75,000

2012

$2,820

$9,000

$66,000

--%

$75,000

percent-home-icon

Average Home Price in 13820

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$187,926

4 Beds

2 Baths

1,446 Sqft

14,810 Lot (sqft)

Sold 08/12/2026

$179,900

3 Beds

1 Baths

1,344 Sqft

5,663 Lot (sqft)

Sold 10/26/2026

$67,500

3 Beds

2 Baths

1,370 Sqft

6,098 Lot (sqft)

Sold 10/26/2026

$215,000

3 Beds

1 Baths

1,492 Sqft

6,970 Lot (sqft)

Sold 10/13/2026

$214,900

4 Beds

2 Baths

1,548 Sqft

10,019 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
279,900
$
Down payment
55,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,679.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,812
Your Payment
Total Monthly Payment:$1,812
Percent of Income:31%
Affordable:No

Details for 4 PEARL ST

Property Debt

Foreclosure Contact Details