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$155,000

Listing Price

2beds

2baths

1,377sqft

4,800sqft lot

118 Oak St, Cumberland, MD 21502

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Single Family

Home type

113.64

Price / sqft

1900

Year built

Home Details

This beautiful 2-story house was fully renovated and is move in ready. The first floor of this home includes a living room, dining room, kitchen, full bath with tub and mudroom with washer and dryer hook-ups. The upstairs has two bedrooms, a half bath, a common area, and a stairway to the attic. There are beautiful hardwood floors and full-size windows. Kitchen includes a refrigerator, range, over the range microwave and dishwasher. Appliances are black and stainless steel. The wiring, plumbing and windows were all updated during renovations. In 2019, the roof was replaced and a new HVAC system was installed in 2018. The home is heated by a high efficiency heat pump forced air furnace. This home also includes a front porch, fenced in backyard, detached 3 car garage with upper storage area and private off-street parking. The rear alley dead ends at this property. nnHome is minutes from Downtown Cumberland, Allegany College of Maryland, UPMC Western Maryland Hospital, recreational parks and trails, and access to Interstate 68. It is also a short drive to Frostburg State University and Northrup Grumman in Rocket Center, WV. nnComplete List of Renovations/Updates: nn2025 - New Exterior Light Fixtures nn2024 - New Roof on Detached 3 Car Garage, New Window in Detached Garage, New Gutters & Downspouts on House & Detached Garage, New Flooring on Front Porch, Windows Wrapped in Aluminum, New Refrigerator, New Stove nnNew Over the Range Microwave, New Roof on House (2019), New Heat Pum

Interior Details

Square Feet
  • 1377

Bedrooms
  • 2

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Radiant

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4800

Water
  • No

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    3

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Siding (not Specified)

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2021

$600

$8,400

$56,300

--%

$64,700

2020

$594

$0

$0

--%

$63,667

2019

$595

$0

$0

--%

$62,633

2018

$581

$8,400

$53,200

--%

$61,600

2017

$584

$8,400

$53,200

--%

$61,600

2015

$589

$8,400

$53,200

--%

$61,600

2014

$582

$0

$0

--%

$61,600

2012

$579

$0

$0

--%

$61,600

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Average Home Price in 21502

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$77,756

3 Beds

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1,308 Sqft

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Sold 10/17/2026

$84,655

-- Beds

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16,417 Lot (sqft)

Sold 10/01/2026

$78,699

-- Beds

2 Baths

1,536 Sqft

2,110 Lot (sqft)

Sold 10/01/2026

$122,230

3 Beds

1 Baths

1,360 Sqft

6,708 Lot (sqft)

Sold 07/01/2026

$16,396

-- Beds

1 Baths

1,284 Sqft

2,401 Lot (sqft)

Sold 06/17/2026

$12,000

3 Beds

1 Baths

1,280 Sqft

2,395 Lot (sqft)

Sold 10/26/2026

$10,000

3 Beds

1 Baths

1,328 Sqft

4,183 Lot (sqft)

Sold 09/29/2026

$15,000

4 Beds

2 Baths

1,560 Sqft

2,475 Lot (sqft)

Sold 09/29/2026

$71,319

-- Beds

1 Baths

1,176 Sqft

4,745 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
155,000
$
Down payment
31,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
930
$
HOA (Monthly)
0
$
PMI
0
$
$1,003
Your Payment
Total Monthly Payment:$1,003
Percent of Income:17%
Affordable:Yes

Details for 118 OAK ST

Property Debt

Foreclosure Contact Details