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$640,000

Listing Price

4beds

4baths

3,979sqft

22,315sqft lot

20 Norfolk St, Fredericksburg, VA 22406

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Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

166.95

Price / sqft

1999

Year built

Home Details

Move-in ready colonial in Cardinal Forest! Main level boasts many upgrades to include bamboo flooring, crown molding, upgraded lighting fixtures and more! The kitchen is an entertainer's dream with plenty of cabinets and counter space! Refrigerator is new in 2026! Plenty of space to spread out in both the eat-in kitchen and formal dining areas. The large living room has tray ceilings and ample natural light! Main level laundry, a half bath, formal living and a private office space round off this level. Head upstairs to the massive primary suite with vaulted ceilings! You'll love the ensuite bathroom with an oversized walk-in shower! Also on this level you'll find three more nicely sized bedrooms and another full bathroom. On the lower level you'll have plenty of space to spread out in the recreation room with ping pong table that conveys. One more NTC bedroom/flex room and another full bathroom complete this level. Out back you'll enjoy the milder months hanging out on the oversized wood deck and enjoying the tree-lined views this half acre lot has to offer. The backyard is fully fenced and the custom fire pit is also a great hangout spot! The side entry, two car garage has ample space and a Tesla charger that conveys. The roof and HVAC are both approximately 4 years old and this home comes with a tankless water heater! Cardinal Forest has many amenities and is zoned for the new Hartwood High and Falls Run Elementary schools! Close to shopping and community options, you can't

Interior Details

Square Feet
  • 3979

Bedrooms
  • 4

Bathrooms
  • 4

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Partial

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 22315

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,947

$100,000

$307,000

--%

$407,000

2019

$3,771

$90,000

$283,400

--%

$373,400

2018

$3,696

$90,000

$283,400

--%

$373,400

2017

$3,696

$90,000

$283,400

--%

$373,400

2016

$3,696

$90,000

$283,400

--%

$373,400

2014

$3,538

$90,000

$257,300

--%

$347,300

2011

$3,457

$70,000

$244,300

--%

$314,300

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Average Home Price in 22406

Nearby Properties

Zip Code

Price

Bed

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Sqft

Lot

Sold Date

$851,005

4 Beds

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Sold 10/18/2026

$625,000

4 Beds

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15,476 Lot (sqft)

Sold 10/13/2026

$649,900

5 Beds

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4,085 Sqft

25,452 Lot (sqft)

Sold 10/13/2026

$635,000

5 Beds

4 Baths

4,228 Sqft

19,819 Lot (sqft)

Sold 10/13/2026

$600,000

4 Beds

4 Baths

3,632 Sqft

24,254 Lot (sqft)

Sold 10/13/2026

$621,357

5 Beds

3.5 Baths

4,222 Sqft

19,676 Lot (sqft)

Sold 10/13/2026

$685,163

4 Beds

3.5 Baths

4,116 Sqft

42,505 Lot (sqft)

Sold 10/18/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
640,000
$
Down payment
128,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,840
$
HOA (Monthly)
0
$
PMI
0
$
$4,143
Your Payment
Total Monthly Payment:$4,143
Percent of Income:71%
Affordable:No

Details for 20 NORFOLK ST

Property Debt

Foreclosure Contact Details