81274 Keel Ct, Fernandina Beach, FL 32034

Seller offering a $1000 paint credit! Welcome home to Harbor Concourse, one of the area's most desirable communities! This beautifully maintained 3-bedroom, 2.5-bath home offers the perfect blend of comfort, style, and functionality, all with no CDD fees and low HOA dues. Step inside to a light-filled layout designed for both everyday living and entertaining. The kitchen is truly the heart of the home, featuring stunning quartz countertops, a large center island, classic subway tile backsplash, stainless steel appliances, and abundant cabinet storage to keep everything organized and within reach. Upstairs, you'll find a versatile loft space that makes an ideal home office, reading nook, playroom, or flex area to fit your lifestyle needs. The spacious bedrooms provide privacy and comfort, while the 2.5-bath layout ensures convenience for family and guests alike. Out back, enjoy your own private retreat complete with a saltwater pool enclosed within a screened lanai, creating the perfect space for relaxing, entertaining, and enjoying Florida living year-round. Located in a community known for its convenient location and welcoming atmosphere, this home combines modern finishes, thoughtful design, and exceptional value.