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$230,000

Listing Price

3beds

1baths

1,248sqft

5,320sqft lot

1053 Garner Ave, Schenectady, NY 12309

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

211.65

Price / sqft

1935

Year built

Home Details

**Multiple Offers have been received. The seller is asking for all final offers by Tuesday (4/14) by 2 pm.** This well-maintained and adorable blue cottage is full of charm and ready for its next owner! Featuring 3 bedrooms, 1 bath and 1,248 sq/ft, this home offers a welcoming layout with hardwoods throughout most of the home (under carpeting in living and dining rooms). Enjoy your morning coffee on the cozy front porch or spend time in the nice and spacious backyard-perfect for relaxing or entertaining. Conveniently located just a quick stroll from the many shops and restaurants along Upper Union Street as well as Howe Elementary School. Recent updates include windows (2009), roof (2012), furnace and hot water tank (2017) and a brand new front door and storm door (2025), offering peace of mind. Complete with a one-car garage, this move-in ready gem is as cute as they come!

Interior Details

Square Feet
  • 1248

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5320

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Cottage

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,502

$15,800

$89,200

--%

$105,000

2020

$3,502

$15,800

$89,200

--%

$105,000

2018

$3,554

$15,800

$89,200

--%

$105,000

2017

$3,600

$15,800

$89,200

--%

$105,000

2016

$3,431

$15,800

$89,200

--%

$105,000

2015

$3,326

$15,800

$89,200

--%

$105,000

2013

$3,514

$15,800

$89,200

--%

$105,000

2011

$3,608

$15,800

$89,200

--%

$105,000

percent-home-icon

Average Home Price in 12309

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$139,000

3 Beds

1 Baths

1,080 Sqft

10,400 Lot (sqft)

Sold 09/29/2026

$259,900

3 Beds

2 Baths

1,276 Sqft

8,475 Lot (sqft)

Sold 09/29/2026

$215,000

3 Beds

2 Baths

1,238 Sqft

5,400 Lot (sqft)

Sold 09/29/2026

$268,192

3 Beds

1.5 Baths

1,309 Sqft

5,227 Lot (sqft)

Sold NaN/NaN/NaN

$291,433

3 Beds

1.5 Baths

1,403 Sqft

5,150 Lot (sqft)

Sold 10/18/2026

$220,000

3 Beds

1 Baths

1,100 Sqft

8,100 Lot (sqft)

Sold 10/13/2026

$259,999

2 Beds

1.5 Baths

1,338 Sqft

7,600 Lot (sqft)

Sold 10/13/2026

$335,000

3 Beds

1 Baths

1,420 Sqft

5,000 Lot (sqft)

Sold 07/10/2025

$316,894

3 Beds

1 Baths

1,432 Sqft

7,500 Lot (sqft)

Sold 10/18/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
230,000
$
Down payment
46,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,380
$
HOA (Monthly)
0
$
PMI
0
$
$1,489
Your Payment
Total Monthly Payment:$1,489
Percent of Income:26%
Affordable:Yes

Details for 1053 GARNER AVE

Property Debt

Foreclosure Contact Details