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$122,500

Listing Price

2beds

2baths

1,525sqft

5,912sqft lot

640 E First St, Cumberland, MD 21502

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

102.66

Price / sqft

1963

Year built

Home Details

Charming ranch-style home with 2 bedrooms and 1 bathroom, beautifully updated and move-in ready. If you need more space, the full unfinished basement features plenty of it! A shower, and a new tankless gas water heater for on-demand hot water, along with a dedicated laundry area. The backyard is fully fenced, covered front porch and a large concrete patio in the rear for outdoor enjoyment. The attached garage offers convenient access directly into the kitchen, and there's both driveway and street parking available. The bathroom and kitchen have been fully renovated with new cabinets, quartz countertops, a deep farmhouse sink, and energy-efficient LED lighting. All appliances are stainless steel and like new. The home provides ample storage space and plenty of large windows, filling the main level with natural light throughout. Set up your showing today!

Interior Details

Square Feet
  • 1525

Bedrooms
  • 2

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5912

Water
  • No

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Siding (not Specified)

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2021

$845

$10,300

$80,700

--%

$91,000

2020

$850

$10,300

$80,700

--%

$91,000

2019

$864

$10,300

$80,700

--%

$91,000

2018

$874

$10,300

$82,300

--%

$92,600

2017

$878

$10,300

$82,300

--%

$92,600

2015

$963

$10,300

$89,500

--%

$99,800

2014

$889

$0

$0

--%

$94,067

2012

$830

$0

$0

--%

$88,333

percent-home-icon

Average Home Price in 21502

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$84,655

-- Beds

1 Baths

1,512 Sqft

16,417 Lot (sqft)

Sold 10/01/2026

$78,699

-- Beds

2 Baths

1,536 Sqft

2,110 Lot (sqft)

Sold 10/01/2026

$202,018

-- Beds

1.5 Baths

1,376 Sqft

11,200 Lot (sqft)

Sold 06/17/2026

$61,784

-- Beds

1.5 Baths

1,540 Sqft

4,375 Lot (sqft)

Sold 06/17/2026

$250,000

4 Beds

4 Baths

1,318 Sqft

5,390 Lot (sqft)

Sold 09/29/2026

$209,900

3 Beds

1 Baths

1,456 Sqft

4,550 Lot (sqft)

Sold 04/27/2026

$99,900

-- Beds

1.5 Baths

1,704 Sqft

4,420 Lot (sqft)

Sold 10/06/2026

$179,000

3 Beds

2 Baths

1,632 Sqft

9,005 Lot (sqft)

Sold 09/29/2026

$155,000

3 Beds

1 Baths

1,350 Sqft

4,375 Lot (sqft)

Sold 07/01/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
122,500
$
Down payment
24,500
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
735
$
HOA (Monthly)
0
$
PMI
0
$
$793
Your Payment
Total Monthly Payment:$793
Percent of Income:14%
Affordable:Yes

Details for 640 E FIRST ST

Property Debt

Foreclosure Contact Details