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$299,900

Listing Price

6beds

2baths

2,200sqft

4,719sqft lot

48 Elm St, Schenectady, NY 12304

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Multi-Family

Home type

--

Price / sqft

1900

Year built

Home Details

This well-maintained two-family home in the heart of Schenectady is now available! Each level features three bedrooms and one bath, along with a private driveway and a two-car detached garage. Currently fully rented with month-to-month tenants, this property is ideally located near State Street, shopping, restaurants, hospitals, and public transportation. Just minutes from downtown Schenectady and the Mohawk Commons, it's perfect for both owner-occupants and investors looking to expand their portfolio. Don't miss out!

Interior Details

Square Feet
  • 2200

Bedrooms
  • 6

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4719

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Composition/composite

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,515

$11,700

$66,400

--%

$78,100

2020

$4,515

$11,700

$66,400

--%

$78,100

2018

$4,553

$11,700

$66,400

--%

$78,100

2017

$4,566

$11,700

$66,400

--%

$78,100

2016

$4,647

$11,700

$66,400

--%

$78,100

2015

$4,750

$11,700

$66,400

--%

$78,100

2013

$4,621

$11,700

$66,400

--%

$78,100

2011

$4,306

$11,700

$66,400

--%

$78,100

percent-home-icon

Average Home Price in 12304

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$--

3 Beds

2 Baths

2,028 Sqft

4,719 Lot (sqft)

Sold 08/05/2026

$--

7 Beds

2 Baths

1,920 Sqft

4,719 Lot (sqft)

Sold 07/07/2026

$--

6 Beds

2 Baths

2,196 Sqft

3,762 Lot (sqft)

Sold 05/22/2026

$--

5 Beds

2 Baths

2,260 Sqft

6,133 Lot (sqft)

Sold 05/12/2026

$--

6 Beds

2 Baths

2,392 Sqft

3,150 Lot (sqft)

Sold 05/07/2026

$--

6 Beds

2 Baths

2,232 Sqft

5,686 Lot (sqft)

Sold 10/06/2026

$--

4 Beds

2 Baths

2,074 Sqft

6,534 Lot (sqft)

Sold 10/06/2026

$119,900

6 Beds

2 Baths

2,152 Sqft

4,719 Lot (sqft)

Sold 09/29/2026

$170,000

4 Beds

2 Baths

1,944 Sqft

3,400 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
299,900
$
Down payment
59,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,799.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,941
Your Payment
Total Monthly Payment:$1,941
Percent of Income:33%
Affordable:No

Details for 48 ELM ST

Property Debt

Foreclosure Contact Details