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$359,000

Listing Price

5beds

2baths

2,122sqft

7,841sqft lot

69 Elm St, Oneonta, NY 13820

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

169.65

Price / sqft

1900

Year built

Home Details

Standing proudly since 1900, this beautifully preserved four-bedroom, 2.5-bath Victorian is more than a home-it is a piece of Oneontas history, thoughtfully carried forward through generations of families who have cherished its timeless character.nnA grand entrance foyer welcomes you into the heart of the home, while a striking staircase leads to the second-floor bedrooms. Two staircases connect opposite ends of the residence, offering added convenience throughout this spacious home. The sun-filled great room features beautiful natural light, pocket doors, two additional interior entries, and access to a covered porch overlooking the well-kept neighborhood. Hydrangeas frame the opposite side, adding seasonal color and charm.nnThe formal dining room is conveniently positioned between the kitchen and an additional room featuring a full bath and floor-to-ceiling built-ins. The updated kitchen offers access to the second floor, yard, garage, and partially finished basement, which includes its own bathroom and laundry area.nnSet on a generously sized corner lot, the property includes a partially fenced yard that creates a private outdoor retreat between the home and the detached three-car garage. The garage provides ample room for vehicles, storage, hobbies, and more.nnRich in architectural detail and enduring charm, this remarkable residence offers the craftsmanship, character, and individuality that modern construction rarely replicates. Some homes are built; others are preserve

Interior Details

Square Feet
  • 2122

Bedrooms
  • 5

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7841

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$5,315

$17,600

$171,400

--%

$189,000

2018

$5,111

$17,600

$171,400

--%

$189,000

2017

$5,073

$17,600

$171,400

--%

$189,000

2016

$5,018

$17,600

$171,400

--%

$189,000

2015

$4,905

$9,000

$113,000

--%

$122,000

2013

$4,437

$9,000

$113,000

--%

$122,000

2012

$4,393

$9,000

$113,000

--%

$122,000

percent-home-icon

Average Home Price in 13820

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Bed

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4 Beds

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$261,786

2 Beds

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Sold 10/26/2026

$276,047

4 Beds

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Sold 10/26/2026

$135,000

4 Beds

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Sold 10/27/2026

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4 Beds

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Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
359,000
$
Down payment
71,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,154
$
HOA (Monthly)
0
$
PMI
0
$
$2,324
Your Payment
Total Monthly Payment:$2,324
Percent of Income:40%
Affordable:No

Details for 69 ELM ST

Property Debt

Foreclosure Contact Details