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$849,000

Listing Price

3beds

1baths

1,114sqft

3,700sqft lot

642 Cypress St, Monterey, CA 93940

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

762.12

Price / sqft

1929

Year built

Home Details

Tucked directly across from Cypress Street Park in the heart of New Monterey, this charming cottage offers the rare combination of character, comfort, and coastal convenience. With two bedrooms and one bath, hardwood floors, fresh paint, updated plumbing and appliances, and a layout that feels wonderfully uncomplicated, its the kind of home that invites you to slow down and stay awhile. And then theres the location. Step outside and the park is right across the street. Wander a few blocks farther and youre strolling along the Monterey Bay, with Cannery Row, the Aquarium, and Pacific Grove all within easy reach. Here, the best of Monterey isnt something you drive toits something you walk to. The important work has already been done: a new roof, updated electrical panel, and completed sewer lateral provide a solid foundation for the next chapter. A private carport, accessed from Lily Street via a shared driveway, adds another layer of everyday convenience. Whether imagined as a full-time home, a weekend retreat, or a place to create something uniquely your own, this is an opportunity to own a piece of New Monterey in one of its most beloved neighborhoods. A cottage. A park across the street. The Monterey Bay just beyond.

Interior Details

Square Feet
  • 1114

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Floor/wall Furnace

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 3700

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • L-shape

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,457

$236,513

$174,877

--%

$411,390

2019

$4,675

$231,876

$171,449

--%

$403,325

2018

$4,490

$227,330

$168,088

--%

$395,418

2017

$4,160

$222,873

$164,793

--%

$387,666

2016

$4,086

$218,503

$161,562

--%

$380,065

2014

$3,960

$211,006

$156,019

--%

$367,025

2013

$3,873

$210,053

$155,314

--%

$365,367

2012

$3,739

$205,935

$152,269

--%

$358,204

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Average Home Price in 93940

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$823,373

2 Beds

1 Baths

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4,800 Lot (sqft)

Sold 10/07/2026

$944,057

3 Beds

1 Baths

1,252 Sqft

5,800 Lot (sqft)

Sold 05/04/2026

$1,625,000

3 Beds

2 Baths

1,108 Sqft

4,300 Lot (sqft)

Sold 10/05/2026

$1,050,000

3 Beds

1 Baths

1,204 Sqft

3,500 Lot (sqft)

Sold 10/05/2026

$998,000

2 Beds

1.5 Baths

1,152 Sqft

5,850 Lot (sqft)

Sold 10/06/2026

$1,024,389

3 Beds

1.5 Baths

1,250 Sqft

5,000 Lot (sqft)

Sold 10/05/2026

$995,000

2 Beds

2 Baths

1,118 Sqft

4,331 Lot (sqft)

Sold 09/29/2026

$889,940

-- Beds

-- Baths

1,116 Sqft

2,975 Lot (sqft)

Sold 10/05/2026

$1,220,400

3 Beds

2 Baths

1,210 Sqft

3,600 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
849,000
$
Down payment
169,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
5,094
$
HOA (Monthly)
0
$
PMI
0
$
$5,496
Your Payment
Total Monthly Payment:$5,496
Percent of Income:94%
Affordable:No

Details for 642 CYPRESS ST

Property Debt

Foreclosure Contact Details