PENDING

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$109,900

Listing Price

3beds

1.5baths

1,350sqft

3,300sqft lot

197 Cottage St, Rochester, NY 14608

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Pending

Single Family

Home type

81.41

Price / sqft

1900

Year built

Home Details

Welcome to **197 Cottage Street in Rochester, NY 14608**, offering a flexible **3-bedroom, 1.5-bath layout** with the convenience of true first-floor living. Step inside to a bright, **open-concept floor plan** where the living, dining and kitchen spaces flow together, creating an easy setup for everyday living and entertaining. The updated kitchen features white cabinetry, stainless steel appliances, generous counter space and a center island with sink.nnThe **first floor includes a bedroom, full bathroom and laundry**, making the layout ideal for anyone looking for fewer stairs, a guest room or flexible home office space. Upstairs you'll find **two additional bedrooms and a half bath**. Neutral finishes and abundant natural light make the home feel fresh and ready for your own style.nnOutside, enjoy a **covered front porch**, off-street driveway parking, rear deck and a surprisingly spacious, green backyard with plenty of room to relax, garden or entertain.nnConveniently located in **Rochester's 14608 ZIP code**, 197 Cottage St offers easy access to **Downtown Rochester, the University of Rochester, Strong Memorial Hospital, Genesee Riverway Trail, major commuter routes, shopping, dining and nearby city neighborhoods**. A great opportunity for an owner occupant or anyone looking for a Rochester home with an open layout, first-floor bedroom, first-floor full bath and first-floor laundry.

Interior Details

Square Feet
  • 1350

Bedrooms
  • 3

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 3300

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$412

$2,600

$23,400

--%

$26,000

0

$0

$2,600

$23,400

--%

$26,000

2017

$351

$2,600

$23,400

--%

$26,000

2016

$402

$2,600

$23,400

--%

$26,000

2015

$363

$2,600

$20,000

--%

$22,600

2013

$240

$2,600

$17,400

--%

$20,000

2011

$719

$2,600

$20,400

--%

$23,000

percent-home-icon

Average Home Price in 14608

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$55,959

3 Beds

1 Baths

1,398 Sqft

2,956 Lot (sqft)

Sold 10/20/2026

$103,160

3 Beds

1 Baths

1,472 Sqft

3,950 Lot (sqft)

Sold 10/17/2026

$76,320

4 Beds

1 Baths

1,488 Sqft

5,054 Lot (sqft)

Sold 10/14/2026

$60,000

3 Beds

1 Baths

1,409 Sqft

6,712 Lot (sqft)

Sold 09/18/2026

$50,316

3 Beds

1 Baths

1,368 Sqft

4,389 Lot (sqft)

Sold 08/01/2026

$68,100

3 Beds

1 Baths

1,244 Sqft

3,999 Lot (sqft)

Sold 07/22/2026

$68,469

3 Beds

1 Baths

1,211 Sqft

4,950 Lot (sqft)

Sold NaN/NaN/NaN

$169,900

4 Beds

2 Baths

1,263 Sqft

3,758 Lot (sqft)

Sold 10/13/2026

$159,900

4 Beds

2 Baths

1,531 Sqft

2,503 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
109,900
$
Down payment
21,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
659.4
$
HOA (Monthly)
0
$
PMI
0
$
$711
Your Payment
Total Monthly Payment:$711
Percent of Income:12%
Affordable:Yes

Details for 197 COTTAGE ST

Property Debt

Foreclosure Contact Details