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$265,000

Listing Price

4beds

1.5baths

2,028sqft

16,553sqft lot

13 Cottage St, Monticello, NY 12701

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

130.67

Price / sqft

1929

Year built

Home Details

Welcome to 13 Cottage Street, a spacious and charming home situated on a generous 0.38-acre lot in the Village of Monticello. Offering 2,028 square feet of living space, this classic home features four bedrooms and one and a half bathrooms across two levels, along with an unfinished attic and full basement that provide excellent storage or future expansion potential. Rich in character, the house showcases hardwood floors, original woodwork, stained glass windows, and unique embedded artwork, preserving the timeless craftsmanship and charm of its 1930s origins. The house could benefit from some cosmetic updates and has been priced accordingly, offering an excellent opportunity to add your own personal style and build equity. All major systems are in working order, allowing you to move right in and complete improvements at your own pace.nnEnter the house through the enclosed front porch, which opens into a welcoming foyer. The spacious living room provides plenty of room to relax or entertain, while an adjoining first-floor bedroom offers flexibility as a guest room, home office, or cozy sunroom. The formal dining room easily accommodates a large table, making it ideal for holiday meals and gatherings with loved ones. The expansive eat-in kitchen features abundant cabinet and counter space, along with a walk-in pantry for additional storage. Completing the main level are a convenient half bathroom and a generous mudroom with direct access to the side yard and detached garage.nn

Interior Details

Square Feet
  • 2028

Bedrooms
  • 4

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 16553

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,251

$17,600

$33,800

--%

$51,400

2018

$3,152

$17,600

$33,800

--%

$51,400

2017

$1,956

$17,600

$33,800

--%

$51,400

2016

$3,252

$17,600

$33,800

--%

$51,400

2015

$3,201

$17,600

$33,800

--%

$51,400

2013

$3,102

$17,600

$33,800

--%

$51,400

2011

$2,744

$17,600

$33,800

--%

$51,400

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Average Home Price in 12701

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$227,491

3 Beds

1.5 Baths

1,904 Sqft

8,750 Lot (sqft)

Sold 07/30/2026

$255,572

4 Beds

1 Baths

1,852 Sqft

7,500 Lot (sqft)

Sold 06/03/2026

$160,515

5 Beds

2 Baths

2,054 Sqft

16,036 Lot (sqft)

Sold 09/29/2026

$339,999

4 Beds

1.5 Baths

1,963 Sqft

18,595 Lot (sqft)

Sold 10/12/2026

$375,000

3 Beds

2 Baths

2,120 Sqft

19,092 Lot (sqft)

Sold 09/29/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
265,000
$
Down payment
53,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,590
$
HOA (Monthly)
0
$
PMI
0
$
$1,715
Your Payment
Total Monthly Payment:$1,715
Percent of Income:29%
Affordable:Yes

Details for 13 COTTAGE ST

Property Debt

Foreclosure Contact Details