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$325,000

Listing Price

3beds

2baths

1,264sqft

5,863sqft lot

309 Congress St, Oldsmar, FL 34677

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

534.02

Price / sqft

1982

Year built

Home Details

HIGH & DRY, NEVER FLOODED! Dont miss your chance to own this beautifully renovated like-new home in desirable Oldsmar. With peace of mind upgrades throughout, this elevated property sits high and dry and remained unaffected by the past two hurricanes.Step inside to discover a flexible bonus space that can be used as a second living room, entertainment zone, or home office. Downstairs also includes a convenient indoor laundry room.Upstairs, the open-concept layout creates a bright and welcoming atmosphere, featuring a modern kitchen with updated appliances that flows seamlessly into the main living area. Step out onto your private balconyperfect for enjoying your morning coffee or evening breeze.The spacious primary suite offers a stylish ensuite bathroom, while two additional bedrooms share a fully updated second bath.With new roof, AC, windows, insulation, plumbing, electrical, flooring, fence, sprinkler system, and sod everything has been taken care of for youjust move in and enjoy!nLocated close to charming restaurants, shops, and waterfront parks, this home offers the perfect mix of comfort, convenience, and coastal Florida living. SELLER IS MOTIVATED!

Interior Details

Square Feet
  • 1264

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5863

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Custom Design

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,107

$0

$0

--%

$100,658

2019

$1,076

$0

$0

--%

$98,395

2018

$1,053

$0

$0

--%

$96,560

2017

$1,035

$0

$0

--%

$94,574

2016

$1,019

$0

$0

--%

$92,629

2014

$1,027

$0

$0

--%

$91,255

2013

$1,015

$0

$0

--%

$89,906

2012

$1,801

$0

$0

--%

$88,403

percent-home-icon

Average Home Price in 34677

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$417,218

-- Beds

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Sold 09/10/2026

$390,491

-- Beds

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1,136 Sqft

7,148 Lot (sqft)

Sold 06/17/2026

$499,000

2 Beds

2 Baths

1,106 Sqft

16,244 Lot (sqft)

Sold 10/18/2026

$290,000

3 Beds

2 Baths

1,446 Sqft

5,658 Lot (sqft)

Sold 09/29/2026

$439,000

3 Beds

2 Baths

1,416 Sqft

7,514 Lot (sqft)

Sold 09/29/2026

$554,000

3 Beds

2 Baths

1,405 Sqft

7,575 Lot (sqft)

Sold 09/29/2026

$600,000

2 Beds

1 Baths

1,250 Sqft

12,824 Lot (sqft)

Sold 10/13/2026

$488,240

3 Beds

2 Baths

1,274 Sqft

26,132 Lot (sqft)

Sold 10/18/2026

$490,000

3 Beds

1 Baths

1,308 Sqft

10,054 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
325,000
$
Down payment
65,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,950
$
HOA (Monthly)
0
$
PMI
0
$
$2,104
Your Payment
Total Monthly Payment:$2,104
Percent of Income:36%
Affordable:No

Details for 309 CONGRESS ST

Property Debt

Foreclosure Contact Details