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$314,193

Listing Price

3beds

1baths

1,260sqft

6,389sqft lot

644 Columbia Ave, Elgin, IL 60120

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

249.36

Price / sqft

1925

Year built

Home Details

Spacious and well maintained home in an ideal Elgin location. Walk into the coziest home on the block welcomed by a beautiful sun-soaked enclosed porch with a ceiling fan and carpeted floors. The main level features a showstopping fireplace, new flooring throughout, a large primary bedroom with abundant natural light, an oversized closet, and access to a Juliet balcony. The upper level offers two additional bedrooms and a full, generously sized bathroom. The finished basement provides exceptional additional living space, recently Perma sealed and equipped with a kitchenette, laundry room with utility sink, two oversized storage closets, a bar area, a lounge/TV space, and a shower. Notable updates include AC (approx. 7 years), roof & siding (2024), exterior paint (2023), water heater (2024), refrigerator & dishwasher (2025), and fence (2023). Located within walking distance to shopping, baseball fields, and Lords Park, with quick access to I90 just 5 minutes away. Surrounded by excellent neighbors and situated in a highly convenient area.

Interior Details

Square Feet
  • 1260

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 6389

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 5

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$4,578

$9,860

$39,161

--%

$49,021

2018

$4,128

$9,289

$32,470

--%

$41,759

2017

$4,060

$8,781

$30,696

--%

$39,477

2016

$3,906

$8,146

$28,478

--%

$36,624

2015

$3,892

$7,467

$26,103

--%

$33,570

2013

$3,941

$7,570

$31,130

--%

$38,700

percent-home-icon

Average Home Price in 60120

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$320,018

3 Beds

1.5 Baths

1,429 Sqft

8,700 Lot (sqft)

Sold 07/25/2026

$287,523

3 Beds

1 Baths

1,316 Sqft

9,360 Lot (sqft)

Sold 07/15/2026

$--

3 Beds

1.5 Baths

1,168 Sqft

8,840 Lot (sqft)

Sold 06/23/2026

$246,749

3 Beds

1 Baths

1,184 Sqft

8,712 Lot (sqft)

Sold NaN/NaN/NaN

$269,000

3 Beds

1 Baths

1,200 Sqft

6,389 Lot (sqft)

Sold 10/13/2026

$256,900

3 Beds

1 Baths

1,306 Sqft

7,040 Lot (sqft)

Sold 10/18/2026

$315,000

3 Beds

2 Baths

1,408 Sqft

4,686 Lot (sqft)

Sold 10/13/2026

$266,059

4 Beds

3 Baths

1,264 Sqft

8,712 Lot (sqft)

Sold 10/18/2026

$323,000

4 Beds

2 Baths

1,222 Sqft

6,600 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
314,193
$
Down payment
62,838.60
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,885.15
$
HOA (Monthly)
0
$
PMI
0
$
$2,034
Your Payment
Total Monthly Payment:$2,034
Percent of Income:35%
Affordable:No

Details for 644 COLUMBIA AVE

Property Debt

Foreclosure Contact Details