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$114,900

Listing Price$114,900Est. Opening Bid

3beds

1baths

1,192sqft

5,559sqft lot

118 W Cayuga St, Oswego, NY 13126

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

Pre-Foreclosure

For Sale

Off Market

Single Family

Home type

96.39

Price / sqft

1900

Year built

Home Details

Listed at $119,900, this three bedroom home on West Cayuga sits between two of Oswego's strongest anchors. Franklin Square's historic district is a quick drive one direction, SUNY Oswego is a few minutes the other way, and the rest of town is well within five minutes.nnBuilt in 1900 and recently freshened up, the 1,192 square foot home offers three bedrooms, a full bath, new flooring through much of the interior, and new kitchen appliances. The footprint is efficient and the layout works whether you're moving in or renting it out.nnOut back, a nice deck adds real outdoor space for the warmer months, set on a low-maintenance lot.nFor a first-time buyer, an investor with an eye on student rentals near SUNY, or a landlord adding to a long-term portfolio, the numbers here deserve a serious look. Three bedrooms, recent updates, and a location this central rarely come together at this price.

Interior Details

Square Feet
  • 1192

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5559

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$812

$10,200

$46,800

--%

$57,000

2018

$1,159

$10,200

$46,800

--%

$57,000

2017

$1,153

$10,200

$46,800

--%

$57,000

2016

$547

$10,200

$46,800

--%

$57,000

2015

$559

$10,200

$46,800

--%

$57,000

2013

$515

$10,200

$46,800

--%

$57,000

2012

$507

$10,200

$46,800

--%

$57,000

percent-home-icon

Average Home Price in 13126

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$85,000

3 Beds

1 Baths

1,361 Sqft

3,300 Lot (sqft)

Sold 10/13/2026

$97,337

3 Beds

1 Baths

1,182 Sqft

1,563 Lot (sqft)

Sold 10/26/2026

$176,983

3 Beds

1 Baths

1,076 Sqft

7,128 Lot (sqft)

Sold 10/26/2026

$117,900

5 Beds

1 Baths

1,260 Sqft

0 Lot (sqft)

Sold 10/26/2026

$126,525

2 Beds

1.5 Baths

1,337 Sqft

3,100 Lot (sqft)

Sold 10/26/2026

$159,900

3 Beds

1 Baths

1,344 Sqft

1,320 Lot (sqft)

Sold 10/27/2026

$172,740

2 Beds

1 Baths

1,108 Sqft

2,240 Lot (sqft)

Sold 10/27/2026

$59,900

3 Beds

1.5 Baths

1,359 Sqft

1,505 Lot (sqft)

Sold 11/15/2025

$132,000

3 Beds

1 Baths

1,364 Sqft

5,220 Lot (sqft)

Sold 07/10/2025

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
114,900
$
Down payment
22,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
689.4
$
HOA (Monthly)
0
$
PMI
0
$
$744
Your Payment
Total Monthly Payment:$744
Percent of Income:13%
Affordable:Yes

Pre-Foreclosure Details for 118 W CAYUGA ST

Property Debt

Foreclosure Contact Details