PENDING

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$665,000

Listing Price

4beds

2baths

2,145sqft

17,060sqft lot

109 Bermuda Way, Niceville, FL 32578

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Pending

Off Market

Single Family

Home type

310.02

Price / sqft

1987

Year built

Home Details

Stunning Lakefront Retreat with Custom Woodwork & Westerly Sunsets -- 109 Bermuda Way, Niceville, FLnFall in love at first sight! This extraordinary lakefront home delivers a rare mix of natural beauty and master craftsmanship you won't find elsewhere in Niceville. Step inside and custom woodwork wraps every corner -- rich hardwood floors flow beneath hand-finished wood ceilings, custom millwork, and artisan trim that turns every room into a showcase of timeless craftsmanship.nThe real magic happens at golden hour. Positioned directly on the lake with unobstructed westerly views, this home is made for sunset lovers. Unwind on the back porch as the sky ignites over the water -- every evening becomes an event.nWhy You'll Love It:nn🌅 Lakefront Living - Direct lake access with sweeping westerly sunset viewsnn🪵 Custom Woodwork Throughout - Wood-beamed ceilings, hardwood floors, handcrafted millworknn✨ One-of-a-Kind Character - Built with intention and artistry, not cookie-cutter finishesnn🏡 Prime Niceville Location - Close to Eglin AFB, top schools, shopping, and diningnn🌊 Outdoor Living - Waterfront views from your own backyard oasisnThis is more than a house -- it's a daily escape. Lakefront homes with this level of craftsmanship rarely hit the Niceville market. Once you feel the warmth of these wood-finished interiors paired with unforgettable sunsets, you'll understand why.nSchedule your private showing today before this rare gem is gone!

Interior Details

Square Feet
  • 2145

Bedrooms
  • 4

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 17060

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Brick

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,468

$0

$0

--%

$228,483

2019

$2,434

$0

$0

--%

$223,346

2018

$2,409

$0

$0

--%

$219,182

2017

$2,391

$0

$0

--%

$214,674

2016

$2,325

$0

$0

--%

$210,259

2014

$2,379

$0

$0

--%

$207,140

2013

$2,336

$0

$0

--%

$204,079

2012

$2,256

$0

$0

--%

$200,668

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Average Home Price in 32578

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Zip Code

Price

Bed

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Sqft

Lot

Sold Date

$397,417

3 Beds

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Sold 07/01/2026

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5 Beds

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Sold 07/01/2026

$390,640

4 Beds

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Sold 06/17/2026

$335,961

3 Beds

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12,348 Lot (sqft)

Sold 06/17/2026

$448,328

3 Beds

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2,123 Sqft

7,471 Lot (sqft)

Sold 05/26/2026

$446,350

4 Beds

2.5 Baths

2,319 Sqft

15,667 Lot (sqft)

Sold 05/26/2026

$475,076

3 Beds

2.5 Baths

2,278 Sqft

10,249 Lot (sqft)

Sold 10/27/2026

$899,900

3 Beds

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2,403 Sqft

17,282 Lot (sqft)

Sold 09/29/2026

$532,900

3 Beds

2 Baths

2,015 Sqft

11,892 Lot (sqft)

Sold 10/27/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
665,000
$
Down payment
133,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,990
$
HOA (Monthly)
0
$
PMI
0
$
$4,305
Your Payment
Total Monthly Payment:$4,305
Percent of Income:74%
Affordable:No

Details for 109 BERMUDA WAY

Property Debt

Foreclosure Contact Details