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$369,000

Listing Price

3beds

2baths

2,478sqft

3,490sqft lot

97 Bay Ln, Cadiz, KY 42211

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

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For Sale

Off Market

Single Family

Home type

148.91

Price / sqft

2001

Year built

Home Details

Lake Life Starts Here - Fully Renovated in One of Cadiz's Most Desirable Lake Communities!nIf you've been dreaming of a place where weekends slow down and every day feels like a vacation, welcome home. Perfectly positioned in a sought-after lake community, this beautifully renovated home offers all the charm of lake living without the waterfront price tag. Best of all, the neighborhood features its own private boat ramp, making it easy to spend your days on the water whenever adventure calls.nInside, you'll fall in love with the bright, open-concept floor plan filled with natural light from beautiful windows that bring the outdoors in. Every detail has been thoughtfully updated, including a stunning new bathroom, oversized closets, and an incredible amount of storage that truly sets this home apart.nThe finished walk-out basement offers endless possibilities-perfect as a private mother-in-law suite, guest retreat, recreation room, or additional living space. Car enthusiasts and lake lovers will appreciate the oversized two-car garage plus a dedicated golf cart garage, making it easy to head down to the lake at a moment's notice.nStep outside to your dreamy backyard and unwind on the brand-new wraparound back porch, the perfect setting for morning coffee, family cookouts, or relaxing after a day on the water. Just hop on your golf cart or enjoy a quick two-minute walk to the shoreline and experience everything lake living has to offer.nWhether you're looking for a full-time re

Interior Details

Square Feet
  • 2478

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Electric

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 3490

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Basement

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,179

$0

$0

--%

$154,000

2019

$632

$0

$0

--%

$99,500

2018

$634

$0

$0

--%

$99,500

2017

$558

$0

$0

--%

$99,500

2016

$550

$0

$0

--%

$0

percent-home-icon

Average Home Price in 42211

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$674,734

3 Beds

3 Baths

2,311 Sqft

2,726 Lot (sqft)

Sold 09/29/2026

$459,000

4 Beds

3 Baths

2,520 Sqft

2,582 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
369,000
$
Down payment
73,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,214
$
HOA (Monthly)
0
$
PMI
0
$
$2,389
Your Payment
Total Monthly Payment:$2,389
Percent of Income:41%
Affordable:No

Details for 97 BAY LN

Property Debt

Foreclosure Contact Details

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