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$226,900

Listing Price

3beds

2baths

1,264sqft

5,712sqft lot

406 4th St, Spencer, NC 28159

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Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

181.91

Price / sqft

1955

Year built

Home Details

This beautifully remodeled 3 BD, 2 BA home sits on a desirable corner lot in historic Spencer, NC, and is sure to impress! Renovated in 2025, updates include a new roof, HVAC system, windows, doors, flooring, interior paint, brushed nickel hardware, modern light fixtures, and more. The kitchen features soft-close shaker-style cabinetry, granite countertops, a range/oven with built-in air fryer, recessed lighting, and a spacious pantry with custom shelving. Step out onto the back deckideal for grilling or enjoying your morning coffee. The backyard offers both privacy and charm with a combination of picket and privacy fencing. Additional upgrades include newly installed insulation and a 6-mil vapor barrier beneath the home. Enjoy close proximity to local attractions such as the NC Transportation Museum, area parks, the Museum of Dolls, Toys & Miniatures, Spencers Little Choo Choo Shop, and a variety of restaurantsall within about a mile. For outdoor enthusiasts, the Yadkin River ParkSpencer Trailhead is just 3.5 miles away. Located in a USDA-eligible area within the heart of Spencers historic districtthis home blends modern comfort with small-town charm.

Interior Details

Square Feet
  • 1264

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Heat Pump

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5712

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$904

$14,400

$54,518

--%

$68,918

2019

$904

$14,400

$54,518

--%

$68,918

2018

$768

$14,400

$44,793

--%

$59,193

2017

$768

$14,400

$44,793

--%

$59,193

2016

$768

$14,400

$44,793

--%

$59,193

2014

$808

$13,050

$51,158

--%

$64,208

2013

$790

$13,050

$51,158

--%

$64,208

2012

$802

$13,050

$51,158

--%

$64,208

2011

$802

$13,050

$51,158

--%

$64,208

percent-home-icon

Average Home Price in 28159

Nearby Properties

Zip Code

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Bed

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Sqft

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Sold Date

$134,319

3 Beds

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Sold 10/20/2026

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-- Beds

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1,400 Sqft

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Sold 10/10/2026

$218,740

-- Beds

2 Baths

1,428 Sqft

8,625 Lot (sqft)

Sold 06/29/2026

$224,900

3 Beds

2 Baths

1,176 Sqft

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Sold 09/29/2026

$255,306

-- Beds

2 Baths

1,275 Sqft

5,227 Lot (sqft)

Sold 10/18/2026

$244,500

3 Beds

2 Baths

1,120 Sqft

7,275 Lot (sqft)

Sold 09/29/2026

$235,000

3 Beds

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1,284 Sqft

21,344 Lot (sqft)

Sold 10/13/2026

$77,568

3 Beds

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1,228 Sqft

10,335 Lot (sqft)

Sold 10/13/2026

$290,000

3 Beds

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1,372 Sqft

5,619 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
226,900
$
Down payment
45,380
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,361.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,469
Your Payment
Total Monthly Payment:$1,469
Percent of Income:25%
Affordable:Yes

Details for 406 4TH ST

Property Debt

Foreclosure Contact Details