Otsego County, NY Home Values & Market Trends

The median home price in Otsego County, NY is $232,584. There were 809 home sales in Otsego County, NY over the past 12 months. The median residential Otsego County, NY home value for transactions over the previous year is $141,412. The number of current listings in Otsego County, NY is 838, and the percentage of properties for sale is 838.00%. The county has 92 foreclosures, 2 bank owned properties, 5 headed for auction, and 838 properties for sale.

Otsego County, NY Real Estate Market Overview

CityMedian Est. ValueCityMedian Est. Value
Oneonta

$ 233,485

$ 156/sqft

Edmeston

$ 189,900

$ 116/sqft

Cooperstown

$ 479,000

$ 232/sqft

Mount Vision

$ 193,498

$ 113/sqft

Unadilla

$ 192,644

$ 118/sqft

East Worcester

$ 120,620

$ 104/sqft

Richfield Springs

$ 209,134

$ 129/sqft

Springfield Center

$ 307,450

$ 197/sqft

Otego

$ 249,000

$ 151/sqft

Wells Bridge

$ 212,369

$ 162/sqft

Worcester

$ 193,180

$ 106/sqft

New Lisbon

$ 110,936

$ 136/sqft

Cherry Valley

$ 179,900

$ 128/sqft

Roseboom

$ 81,551

$ 97/sqft

Maryland

$ 218,229

$ 157/sqft

West Oneonta

$ 278,725

$ 141/sqft

Schenevus

$ 201,849

$ 103/sqft

Gilbertsville

$ 180,678

$ 131/sqft

Morris

$ 219,032

$ 146/sqft

East Springfield

$ 341,942

$ 279/sqft

Milford

$ 255,000

$ 129/sqft

Portlandville

$ 134,305

$ 86/sqft

Fly Creek

$ 347,249

$ 213/sqft

Garrattsville

$ 147,652

$ 109/sqft

Hartwick

$ 286,409

$ 157/sqft

West Burlington

$ --

$ --

Laurens

$ 229,738

$ 138/sqft

Westford

$ --

$ --

Burlington Flats

$ 151,646

$ 119/sqft

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Housing Market Summary for Otsego County, NY

Sep 2025September 2026Change
Median Listing Price$220K$229.9K4.50%
Median Sold Price$175.8K$213.1K21.19%
Homes For Sale49282567.68%
Homes Sold311275-11.58%
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Price Per Square Foot

On an average, Single Family homes cost $33 more per sqft than Condos. In comparison with sales price/sqft last week, list price/sqft of Single Family homes increased by 1.93% whereas, list price/sqft of Condos increased by 9.38%.

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Browse Homes in Otsego County, NY

Otsego County, NY home values range from $16,176 to $2,311,326. Cooperstown is the priciest city with a median listing home price of $492,450, and New Lisbon is most affordable with average house prices of around $119,900.

Foreclosure
There are 29 cities within Otsego County, NY; within these cities, the median estimated home value for homes in foreclosure ranges from $232,046 in Milford to the lowest value of $35,000 in Milford. Foreclosure homes account for 7.00% of properties in Otsego County, NY with Oneonta containing 32 foreclosures, the highest number of foreclosure properties in a single city.
  • Pre-Foreclosure
    Pre-foreclosure homes account for 6.56% of all residential properties in Otsego County, NY with Oneonta containing 31 pre-foreclosures, the highest number of pre-foreclosure properties in a single city. There are 29 cities within Otsego County, NY; of those cities, the estimated home value for pre-foreclosure homes ranges from $440,397 in Roseboom to the lowest home value of $35,000 in Milford.
  • Bank Owned
    The median estimated home value of bank owned homes (REO properties) in Otsego County, NY ranges from the highest value of $260,688 in Maryland to the lowest value of $260,688 in Maryland. Bank owned homes and properties account for 0.15% of properties in Otsego County, NY. There are 29 cities within Otsego County, NY; Maryland containing 1 REO properties, has the highest number of bank owned properties in a single city.
  • Auctions
    Cooperstown has 2 auction properties, the highest number of properties going to auction in a single city in the state of Otsego County, NY. Auction homes and other auction properties account for 0.39% of all properties in Otsego County, NY. There are 29 cities within Otsego County, NY; of those cities, the median estimated home value for homes going to auction ranges from $313,691 in Cooperstown to the lowest value of $69,900 in Cooperstown.
Homes for Sale
Homes and properties that are actively listed for sale account for 64.66% of residential properties in Otsego County, NY with Oneonta containing 267 homes for sale, the highest number of listed properties in a single city. There are 29 cities within Otsego County, NY; homes for sale in those cities, have a range of median values from $463,298 in East Springfield to the lowest value of $16,176 in Unadilla.
    Sold Homes
    The median value for recently sold homes ranges from $267,800 in Springfield Center to the lowest price of $20,194 in Springfield Center. There are 29 cities within Otsego County, NY. Oneonta has 65 recently sold homes, the highest number of recently sold properties in a single city. Recently sold homes and properties account for 21.14% of properties in Otsego County, NY.

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      Guide for Otsego County, NY

      Home Buying Guides & Tips
      New York Foreclosure Laws
      Home Buying Guides & Tips
      How To Buy a Piece of Land in Foreclosure
      Home Buying Guides & Tips
      Foreclosure: Cómo Comprar Una Casa En Ejecución Hipotecaria
      Home Buying Guides & Tips
      How to Buy A Foreclosed Home in Chicago
      See More Articles
      New York Foreclosure Laws
      Home Buying Guides & Tips|posted 6 June 2013

      New York Foreclosure Laws

      How To Buy a Piece of Land in Foreclosure
      Home Buying Guides & Tips|posted 3 September 2024

      Foreclosure is a term that can sometimes lead to confusion for those looking to make a real estate investment. In simple terms, it refers to the process where a lender takes possession of a property after the owner fails to keep up with their mortgage payments. When it comes to land, this means that buyers […]

      Foreclosure: Cómo Comprar Una Casa En Ejecución Hipotecaria
      Home Buying Guides & Tips|posted 26 August 2024

      Descubre todo lo que necesitas saber sobre cómo comprar una casa en ejecución hipotecaria.

      How to Buy A Foreclosed Home in Chicago
      Home Buying Guides & Tips|posted 10 June 2024

      Learn how to buy a foreclosed home in Chicago, Illinois.