Under contract-accepting backup offers. **Bank-Owned Fixer-Upper in Royal Harbor, Tavares, FL** Welcome to the serene 55+ waterfront community of Royal Harbor in Tavares, FL. This 3-bedroom, 2-bathroom home offers an affordable opportunity to embrace retirement living in a vibrant setting. Upon entry, you're greeted by an inviting open floor plan, blending the dining and living areas. Sliding glass doors lead to the screened lanai, perfect for enjoying the sunny Florida weather year-round. The well-appointed kitchen offers ample cabinet space, complemented by transom windows that flood the space with natural light. A spacious dinette area features bay windows, offering tranquil views of the backyard. The generously sized owner's quarters feature an en-suite bathroom with separate vanities, a garden tub, and a step-in shower. Two additional bedrooms provide flexibility for hosting guests or creating a home office or exercise space. Royal Harbor isn't just a place to live—it's a lifestyle. This gated community offers an array of amenities, including RV and boat storage, a waterfront dock and fishing pier on the Harris Chain of Lakes, the Lighthouse Rec Center, nature trails, bike paths, tennis courts, bocce ball, and a sprawling heated pool and spa overlooking the picturesque lake. If you're ready to embark on a renovation project and create your dream retirement retreat, this property offers endless potential. Don't miss your chance to experience the unmatched beauty and leisu