Tag Archive: Mortgage Rates

What happens with the Fed after the election?

With all eyes focused on the presidential election there’s been little attention paid to the Federal Reserve and its make-up. The intersection with the presidency is close, especially for whoever takes office in January. The new president will have an… Read More »

Housing: What Might Change If Biden Wins

In the battle of Biden vs. Trump a lot of settled and not-so-settled housing sector rules and doctrines will be at stake. If Trump wins the move toward less regulation can be expected to continue while a Biden victory would… Read More »

Presidential Vote Winner to Face Big Real Estate & Mortgage Issues in 2021

The election season is in full swing and the outcome for one side or the other is hardly assured. What’s certain is that big problems will be in place after the Inauguration regardless of who wins. How will the winner… Read More »

Will mortgage rates remain stable for the next few years?

Have we entered a new mortgage financing era, a time when rates are largely stable and only move within a small band for years to come? There’s an argument to be made that long-term rate stability is being embraced. Borrowers… Read More »

Why Real Estate Markets Could Quickly Stall

Real estate is pretty much a numbers game and the two most important figures are home prices and mortgage rates. For much of this year the numbers have jelled very nicely and the result has been both rising home values… Read More »

Debt Shakes The World Economy — And Mortgage Rates

The world’s financial markets — and thus the world — have watched with some horror as things have recently gone very wrong in Greece, Puerto Rico and China. One very real possibility that could emerge from these events is that… Read More »

Is It Time To End The 30-Year Mortgage?

For many decades the 30-year loan has been the centerpiece of the mortgage system, but there’s no law in nature which says 30-year financing is required or necessary. Indeed, we could we be coming to the end of an era,… Read More »

Why Home Sales Could Increase in 2015

If there’s one lesson we can learn from lobbyists in Washington it’s that when you don’t like the results of the game it’s time to change the rules. That’s essentially what’s begun to happen in real estate. The housing market… Read More »

Will Mortgage Rates Fall In 2015?

Mortgage rates are supposed to rise in 2015, at least that’s the prediction from the housing industry. According to real estate brokers, mortgage lenders and home builders the cost to finance a new loan is likely to hit 5 percent… Read More »

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