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$240,000

Listing Price

1beds

1baths

921sqft

--sqft lot

304 Pearl Street Unit 202, Providence, RI 02907

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Condo / Townhome

Home type

324.65

Price / sqft

1879

Year built

Home Details

Enjoy Loft living in this stunning unit within the West End's Pearl Street Lofts. This is an affordable housing unit & therefore has important income guidelines that a qualified buyer must meet but also includes a silent second lien in the amount of $56k that does not accrue interest and is able to go towards your purchase--this means that while the purchase price is $240k the mortgage would be based upon $184k minus any additional down payment! That's amazing! Maximum allowed gross income for a single person is $62,950 or $71,950 for a two person household for this unit. Featuring original hardwood floors, soaring ceilings, brick walls & an open, sun-filled space, you'll be inspired to call this home. Upon entering the unit there is a bedroom which has been converted into a multi-use space and features a platform bed overlooking transom windows. The hallway leads to the living room/kitchen and features large windows, exposed brick, and industrial charm. Owners can utilize the rooftop common area for warmer months. Buyers can utilize additional first time home buyer programs such as Washington Trust Community Lending program for first time home buyers for an interest rate that is 2% below current rates! Or other down payment assistance programs for a smart buying opportunity. Located in a lively neighborhood, this condo puts you within easy reach of Providence’s best dining, shopping & entertainment options, making it a perfect urban home base.

Interior Details

Square Feet
  • 921

Bedrooms
  • 1

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    No Basement

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    No

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • N/A

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Condo/apartment

Exterior
  • Combination

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$5,661

$0

$230,500

--%

$230,500

2019

$5,661

$0

$230,500

--%

$230,500

2018

$4,404

$0

$137,800

--%

$137,800

2017

$4,404

$0

$137,800

--%

$137,800

2016

$4,404

$0

$137,800

--%

$137,800

2014

$0

$0

$155,500

--%

$155,500

2013

$0

$0

$155,500

--%

$155,500

2011

$6,375

$0

$199,900

--%

$199,900

percent-home-icon

Average Home Price in 02907

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$326,528

1 Beds

1 Baths

939 Sqft

0 Lot (sqft)

Sold 12/14/2023

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
240,000
$
Down payment
48,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,440
$
HOA (Monthly)
0
$
PMI
0
$
$1,554
Your Payment
Total Monthly Payment:$1,554
Percent of Income:27%
Affordable:Yes
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Details for 304 PEARL ST UNIT 202

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Property Debt

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Foreclosure Contact Details

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Current Owner

Transaction History