Posts By: Peter Miller

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Why Real Estate Markets Could Quickly Stall

Real estate is pretty much a numbers game and the two most important figures are home prices and mortgage rates. For much of this year the numbers have jelled very nicely and the result has been both rising home values… Read More »

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Could We See Negative Interest Rates?

It’s not something we think about very often, but lower interest rates are entirely possible, interest rates which are not just a little tinge above zero or zero itself, but rates which are actually below zero, what is known as… Read More »

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Real Estate: Is Bad Weather The New Normal?

There’s a mega-drought in California and flooding in Virginia. New York and New Jersey were devastated by “Superstorm Sandy” in 2012 while in 2015 Hurricane Joaquin idled off the Atlantic coast as a “rex block” storm system dumped a foot… Read More »

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Mortgages: What If There’s A Lender Shortage?

The usual assumption when getting a mortgage is that there are a ton of lenders out there fighting for your business, so it makes sense to shop around for rates and terms. That’s surely true today but what about tomorrow?… Read More »

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What If The Federal Reserve Is Irrelevant?

Another month has come and gone, another month when the Federal Reserve passed on the opportunity to raise interest rates. Other than Peyton Manning it’s hard to think of anyone who passes more often than Janet Yellen, the Fed’s chairman…. Read More »

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Is There A New Home Shortage?

We’re not building enough new homes and that’s a big reason for the “persistent housing shortages and unhealthy price growth in many markets,” according to the National Association of Realtors. NAR checked 146 metropolitan statistical areas to see if “homebuilding… Read More »

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Should ARMs Be More Popular?

If you want to know why the Federal Reserve has been so uncertain about raising interest rates you don’t need to look much further than Fannie Mae and Freddie Mac. These are among the largest mortgage holders in the world… Read More »

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New Fannie Mortgage Recognizes It Takes a Village for Some Homebuyers to Qualify

A new mortgage product will be available to borrowers later this year, one which represents the first step toward recognizing a widespread reality, the fact that many home purchases in America fall outside the outdated norm of one house, one… Read More »

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Will Tesla Revolutionize Real Estate?

During the past few years no company has turned more heads or better shown how the world might evolve than Tesla, the electric-car company on the verge of changing every home and factory in America. Tesla may seem like a… Read More »

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Danger, Danger: Real Estate Brokers Face New Reality

“The real estate industry is saddled with a large number of part-time, untrained, unethical and/or incompetent agents.” You might think that the statement above comes from a fanatical consumer group or homeowners with an array of ugly experiences. That isn’t… Read More »

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