COVE NEW CONSTRUCTION, WATER VIEW!! Seller willing to help buyers ''BUY DOWN'' interest rate. This home has CONTEMPORARY FLAIR that offers a modern take on the ''Cove Lifestyle''. Have you been looking for a downtown property with quick access to the Hospital, the Court House, Art Galleries, Shops and Restaurants? This location is perfect for the buyers who want to be close to everything that Panama City and St Andrews have to offer. Golf Cart and walking friendly!The interior boasts a spacious and open floor plan with loads of natural light. An upgraded kitchen has upscale stainless appliances, bright white QUARTZ COUNTER TOPS,SLEEK RANGE HOOD and a HUGE ISLAND, Upstairs includes 3 large bedrooms and access to a FABULOUS COVERED DECK with a charming WATER VIEW. It's the perfect entertaining spot, made even better by a BEAUTIFUL WET BAR including a wine fridge, sink and QUARTZ COUNTERS. All located close to the deck access.The stylish master suite also has a private door to the deck and enjoys a view of the Bayou. The MASTER BATH is a show stopper with upscale Black Tile in an over sized glass shower. It's like your own private spa!The exterior has HARDIE BOARD SIDING, a sprinkler system and nice landscaping. It also features a front garage (EV Charger) and great side access with a 2nd driveway. Don't miss this opportunity for a Cove Home with NO HOA 's, NO Flood Insurance Required and low homeowners insurance premiums!