Current News and Opinion

Are Car Loans The Next Lending Boondoggle? By Peter Miller, Contributor November 10, 2014 Car loans are easy to get but mortgages are tight, at least according to a lot of chatter and complaint. Judge Rejects ‘Disparate Impact’ Housing Discrimination By Octavio Nuiry, Senior Staff Writer November 10, 2014 On Nov. 3, Judge Richard J. Leon of the U.S. District Court issued a scathing opinion striking down the Obama administration’s “disparate impact” regulations for the Fair Housing Act, ruling that they are inconsistent with that statute. Federal Housing Agency Loosens Mortgage Rules By Octavio Nuiry, Senior Staff Writer November 9, 2014 Speaking to the nation’s largest lender trade group, the government’s chief housing regulator outlined plans to reassure mortgage bankers that fear they could suffer losses on the loans they sell to the government. First-Time Home Buyers Vanish, Hit 27-Year Low By Octavio Nuiry, Senior Staff Writer November 5, 2014 One reason new and existing home sales are sluggish is because the share of young, first-time home buyers is at historically low levels, stalling the still nascent housing recovery, according to an annual survey released Monday by the National Associ Mortgages: Do We Need Inflation? By Peter Miller, Contributor November 4, 2014 Real estate needs a pick-me-up, something of a surprise considering that home values remain below 2007 prices and mortgage rates continue to hover around 4 percent. The Biggest Drag on Homeownership: Down Payments or Debt? By Daren Blomquist, RealtyTrac Vice President November 4, 2014 RealtyTrac recently analyzed affordability in more than 500 counties nationwide, looking at the impact of lowering the down payment for conventional loans from 20 percent to as low as 3 percent Can ‘Lower Wealth Borrowers’ Save Real Estate? By Peter Miller, Contributor October 27, 2014 We’re soon going to help “lower wealth borrowers” by making mortgages available with just 3 percent down. That’s the word from Mel Watt, director of the Federal Housing Finance Agency. 8.1 Million U.S. Residential Properties Seriously Underwater in Third Quarter, Lowest Level in Two Years By RealtyTrac Staff October 22, 2014 8.1 million U.S. residential properties were seriously underwater, representing 15 percent of all properties with a mortgage and an estimated $1.4 trillion in negative equity. Nevada HOA Liens Extinguish First Deed of Trust By Octavio Nuiry, Senior Staff Writer October 22, 2014 Las Vegas real estate investors and mortgage lenders are squaring off in Nevada in a dispute that could ultimately be decided by the U.S. Supreme Court. Should You Invest in Real Estate With Your IRA? By Joshua Geary October 15, 2014 In order to make a real estate investment with your IRA, you need to make sure your IRA is with the right type of custodian, one that will allow you to make alternative investments. Print Email

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